Hi Phil. It's been a fairly long time since I have posted on the YAHMOO message board for stocks. Hope all is going well for you and yours. I have now gone to the sidelines 100% in cash, except for 200k my wife has in a 401(k) with Rite Aid. We're both retired now, but she left the money in the 401(k), as it draws about 2.8% interest in a stable value fund right now. I'm not sure what to do at this point. The $$ on the sidelines obviously isn't making us anything. Frankly, I don't trust these markets right now. Take care.