Maybe they will get back to pre-recession share prices. But I'm not holding my breath. Look at the numbers for the company back in the 2006 timeframe. Book value was like $50/share. Today, book value is like $3 share. Analyst earnings estimates for this year and next year are about $1 each year. How many years would it take to get the book value back to pre-recession numbers at that rate? I know that book value is not the only thing that drives the price, especially for a financial stock, but it is one of several indicators of overall financial health of the company. So yeah, it will take years... more than I probably have left. I think this is a buy, but not sure about the lofty expectation.