I got burned back in 2008 and swore off stocks. But, I need income, and CD's pay so little, so I am looking at XOM. As the leading energy company I know that it is of the highest quality. BUT, what is a good entry point? OR should I stay away all together? Is the dividend safe? Am I foolish to think that I can pick up some XOM at $65? I am risk adverse. What do you all think?