Lee has continued the necessary cost cutting for short term (12 month)survival. Down to a more lean operation. We are seeing increased operational focus. The question remains, will the MEP clients move to the cloud platform and look for improved functionality. With IBMs technology backing us I believe it will happen. We stand in the rational path that is appealing for banks. Data heavy, cost effective and user friendly. IBM pushing the product is key. A couple major contract announcement and we go from ? Of survival to ? Of what the PE should be in 12 months. Mastercard adding payment functionality would be a great + and increase the appeal of the platform. Many have understandably stopped believing. It's a hold here.