growth has been impressive and so is the net yield. But I am curious about the increase in "repeats" vs "new " originations and any possible effect on delinquencies. It seems if i were a borrower and in some trouble, I would renew or increase the loan just before the due date. And I hope the Company does not let any delinquent borrower renew a loan and then become "current"
does anyone know the answer to this risk?