throw in the fact that HUM has $8-9 billion in net cash on the balance sheet, and we are talking about a $120 stock ($20 billion market cap). woo hoo. HUM could throw off over $2b in earnings in 2014 on top of $1.5 billion in 2013. by the end of 2014 HUM could have $13-14 billion in net cash (vs a current market cap of $12 billion). giddy up HUM. giddy up.