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Voya Financial, Inc. Message Board

topinvestgun1 201 posts  |  Last Activity: 22 hours ago Member since: Oct 12, 2010
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  • Reply to

    Being held down-manipulated- wants to spike higher

    by sheamanski Nov 25, 2014 12:28 PM
    topinvestgun1 topinvestgun1 22 hours ago Flag

    Every analysts that I saw on TV rated BX is one of top private equity manager. It looks bullish on financial sector recovery. It is only in perhaps the 2nd inning.

    Sentiment: Strong Buy

  • topinvestgun1 topinvestgun1 Nov 25, 2014 12:56 AM Flag

    Its debt is health as part of the capital allocation. She made the money work harder. If she can earn more than what she can borrow, then that is great capital management. The debt/equity is in a healthy ratio. Check the real cash, the free cash flow. IBM is pay 2.7% dividend plus 10% buyback, that is 12.7% dividend a year. I am very happy that I bought IBM at this low low price . Wow, once it has finished the buyback , which I believe that it has accomplished already, stock price will fly up.
    MFI is showing money keeps pouring in with great momentum. This is the best stock pick in my view. On a risk adjusted return basis, a stable low beta, global giant at this price is probably rarely occur. Buy before it starts to rocket. I am happy with my 12.7% return. If it grows, which it will, then that's bonus.

  • Reply to

    upgrade is coming.

    by dendro1717 Nov 24, 2014 6:20 PM
    topinvestgun1 topinvestgun1 Nov 24, 2014 8:01 PM Flag

    5G is a great market to expand. Start to see the right strategic moves. Another good news.

    Sentiment: Strong Buy

  • Reply to

    upgrade is coming.

    by dendro1717 Nov 24, 2014 6:20 PM
    topinvestgun1 topinvestgun1 Nov 24, 2014 7:59 PM Flag

    The march is on.

    Sentiment: Strong Buy

  • Reply to

    1 TRILLION IN REVENUE in the last decade

    by jeffsedgh Nov 20, 2014 11:59 PM
    topinvestgun1 topinvestgun1 Nov 24, 2014 12:32 AM Flag

    They have to because it is part of the DOW index, part of the balance income fund, part of the blue chip. Fund Manager sell small cap and switch to large cap to appear on the book. Well, IBM is dirt cheap is another reason for value fund. As I say, if it stays low that long, it will risk being taken over.

    Sentiment: Strong Buy

  • Reply to

    1 TRILLION IN REVENUE in the last decade

    by jeffsedgh Nov 20, 2014 11:59 PM
    topinvestgun1 topinvestgun1 Nov 23, 2014 7:01 PM Flag

    That implies a risk reward ratio of 43% vs. say less than 5%. Short term and long term is a great bet. With the 2.7% dividend, you are pay to wait. In terms of short term catalyst, index fund have to buy IBM when the year end's bonus and retirement saving contributions are pouring in at year end and new year. The catalyst is against any shorts. I notice afterhour short covering, IBM will announce few more big contracts and deals for sure.

    If IBM price stay low at this price too long, buyout offer will be soon on the table. If I have the money, I will buy it out now. Warren Buffet may pull the tricker since Bershire has too much mony, or someone else will. His share will approach 10% threshold soon if IBM keeps buying back shares. His vote is important for any suitor.

    Sentiment: Strong Buy

  • Reply to

    1 TRILLION IN REVENUE in the last decade

    by jeffsedgh Nov 20, 2014 11:59 PM
    topinvestgun1 topinvestgun1 Nov 23, 2014 6:47 PM Flag

    IBM is expanding its business in China, Brazil, India, Africa - the other 3/4 of world population. These countries will need help from IBM with its scale, size and ability to execute. It is not shrinking but just retrenching and allocate capital to the best possible area. The fact that it shrinks number of shares by 10% last 12 month was a choice. A choice that was certain with definite positive result on long term earning per share. If I say, IBM pay extra 10% dividend on top of the 2.7%, people will jump in and herald. However, when people do not see it in the pocket, they question, they fear, that created uncertainties. I love to hear people object to 12.7% dividend , having it for years is GOD sent . I was very excited and happy that I was able to buy IBM around this price. I would propose a toast to Warren Buffet cause he is the guy makes me a little richer. The payback of my investment principle is likely to be less than 6.6 years . I won't be surprise it will jump to 230 in 1 year once people understand the tremendous return and value of IBM.

    Sentiment: Strong Buy

  • topinvestgun1 by topinvestgun1 Nov 23, 2014 9:40 AM Flag

    I haven't checked this stock for a while after I bought it. Enjoying the handsome dividend. It seems the high target price was raised to 44. The capital and financial markets are still in infancy in the recovery cycles. With that many currency depreciation actions and shifting policy, BX has taken very great use of these opportunities to raise capital from private and deployed them wisely. I am not sure that i can keep track of the money that they have raised. If they can get 27% ROE, returning 6% to shareholders/partners, I figured that it should let 21% for capital appreciation each year. That is about 2%e increase in value every month. When interest rate rises, with the low cost of capital, I think that it benefit from the raising real estate and investment value. Any thoughts on raising interest rate on BX? Private Equity should be smart guy to take adv. of that , isn't it? Any advise would be appreciated.

    Sentiment: Strong Buy

  • Reply to

    It is great to see insiders are buying MSFT

    by topinvestgun1 Nov 22, 2014 5:18 PM
    topinvestgun1 topinvestgun1 Nov 22, 2014 5:20 PM Flag

    I meant I cannot live without them. MSFT is a Cash Cow

  • Anyone know what's brewing ? I really like the change in the Outlook and addition of Onedrive. I just do without it in everyday of my work without Word, Windows, Excel , and accessing my Outlook email and document on one drive. This CEO will grew the co. again

    Sentiment: Buy

  • Reply to

    Warren got what he wished for

    by topinvestgun1 Nov 20, 2014 12:40 AM
    topinvestgun1 topinvestgun1 Nov 21, 2014 10:40 PM Flag

    In accounting, you can shift income up or down the quarters. If you look at the cash flow, which is difficult to lie, is actually increase. You can also applied special charges to lower the income for a quarter or a year. Now, if the purpose is to purchase more shares, what would you do to lower the price of stock? Say profit double? No, you would say the profit is lousy (cash flow in fact increase). stock price plunge, buy more shares. The year end quarter will be adjusted it up and get the bonus. I have seen these corp. tricks too long. If I can buy a global business with pricing power at this P/E level, and making money years after years. Do you really have to look at a third quarter. Check the financial statements, year end quarter is the show time and bonus time. The 10 billions has already bought 20% more shares!. THis is why I tthink she can achieve the $20 per share EPS target. Set expectation low, then surprise.

    Sentiment: Strong Buy

  • Reply to

    Warren got what he wished for

    by topinvestgun1 Nov 20, 2014 12:40 AM
    topinvestgun1 topinvestgun1 Nov 21, 2014 1:31 AM Flag

    All I care if IBM is making money. At his price, IBM is still making money with a very decent return . I will treat it as utility with long turn growth with high profit margin. I do know their ROE is high, it means that it is not a capital intensive business and can return handsome return. It can jack up software price for client any time. I was shorting IBM few months back figuring the CEO would lower stock price, and short ratio was ridiculously high. But now, the short ratios of the last one year hover in the high 10 to 11 dropped to 2.4 is indicative of Hugh turn signals. Even back then, it was not expensive, I was just waiting for the entry point. I figured that if it can consistently generate 15-18 billions income for a market cap of 190 billions, it is 8% return compound every year. For a global co. with establish income stream, this is very inexpensive. A large cap global co. should commend 17 P/E. More importantly, it is share holder friendly and reputable co. returning money to share holder through stock buy back. I did not expect sales increase if IBM was selling some of the business. The important thing is profit will shift from low margin to high margin business. Warren Buffet is right if one sit down and crunch the number. Check out Warren's CBI as well, I like it better than IBM but I like lower beta of IBM. IBM will be my retirement and sleep at night stock. 2.7% is better than bank while I wait for the strong surge. Great track record, High profit margin, Shareholder friendly, dominate in global IT Service are just few reason I like to buy it as diversification from my big banks. The risk for IBM is very low, consistent return is very high - the Warren Buffet style. .

    Sentiment: Strong Buy

  • Reply to

    Staying LONG on BP...

    by insurancefla1 Nov 19, 2014 8:51 AM
    topinvestgun1 topinvestgun1 Nov 20, 2014 8:31 AM Flag

    It's bargain. Snow storm in Buffalo will help to lift it.

  • Reply to

    ginni 'the scrooge' rometty

    by txtrader77 Nov 6, 2014 11:19 AM
    topinvestgun1 topinvestgun1 Nov 20, 2014 8:25 AM Flag

    IBM Smart City initiative is taking root at Barcelona now. More good news are coming.

  • topinvestgun1 by topinvestgun1 Nov 20, 2014 8:20 AM Flag

    Watch it soars

  • topinvestgun1 by topinvestgun1 Nov 20, 2014 12:40 AM Flag

    Buy when others are fearful. "You wish the stock be languish for the stock buy back period.". These are exactly the right timing. He is probably very happy.

    I figured the accelerated buy back should be finished and about right time to dive in.
    Big Contracts such as Luthiansa, the super computer etc. should follow. Start the journey to higher margin service business is gradually unfolding. Just wait the big deals news one after another till Dec. .

    Sentiment: Strong Buy

  • topinvestgun1 topinvestgun1 Nov 18, 2014 8:24 AM Flag

    Nasdaq takes the short ratio snapshot reflects 2.4 and is a bit later than Yahoo. So, short is trending much lower, Buffet won't sell, so the 2.4 is a very great number compare to 11 to 9 in last year. As expected, IBM just announce another deal. It will be the best performer in DOW in the next while. Fundamentally, it is a very very very very profitable business. The last quarter cash flow actually increased if you look carefully. Income number can be manipulate , cash flow does not lie. I expect the hired gun for stock repurchased profits from both side. It is the long time.

    Sentiment: Strong Buy

  • Way to go! MCD is flexing its marketing muscle. Star Wars next year? The Heros will properly appear in MCD soon near you.

    Sentiment: Strong Buy

  • topinvestgun1 topinvestgun1 Nov 18, 2014 12:23 AM Flag

    I like stocks that earns money and go sideway for a while. It means that the accumulated earnings are accumulating in the balance sheet and shares are reducing. The longer it goes side way, the bigger the surge. The momentum of IBM looks very good and exhibits this pattern. The shortie has gone home and long again. Index and balance income funds are buying IBM and money continuously flowing in. This is one of the most undervalued stock in DOW with global moat. The announcement of 325 millions dollar of super computer deal is just the beginning. Expect more deals announcements pouring in. This year end quarter is the Chirsmas shopping with surge in deal closing for salesman to get bonus. Watch the stock to surge, my target is $220 - $230. which will still be 10 times P/E assuming the reduced stock will enable the 20 dollars earning again. At which time, I will reevaluate the situation. There is at least 40% profit for sure ! This is why Warren is adding the chips. Downside risk is minimal as proven by the hugh short covering.

    Sentiment: Strong Buy

  • Reply to

    SU will hit 20 soon

    by listen_jockers Oct 11, 2014 2:28 PM
    topinvestgun1 topinvestgun1 Nov 17, 2014 8:21 AM Flag

    Due to the risk of carbon tax, oil spill, low commodity oil price, I will venture into this stock if it is really really under value. I would add 5% point to the bond rate of 3% of a total 8% risk premium on top of 3% no risk 10-year bond rate as the expected return. That is 11% of risk adjusted return. I am sure that i am convinced at this point for a P/E of 19. The estimate output will be lower and cash will decrease next quarter, hummm, searching for entry point. Expert say , the first 52 week low will not be the last, I am waiting for a good entry point from the tax lost which is still 1 month away to bottom. .

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