The whole thing stinks like a dead fish....hopefully someone will investigate and prosecute
He understands his personal profit.....every play the game "Cake Walk" when you were a kid? He knows when the music is going to stop, personally....that's all that matters to him IMHO.
There is plenty of barrier, it's called liquidity. I don't think these guys have it either though. It's easy to be a small lender. It's very hard to be a huge lender.
He's too old.
He's from the big store, processed food, sugary diet, let's get fat and wear mom jeans generation. He lives in Nebraska. He doesn't know anyone under 40. His time is up. He's like Steve Spurrier, time to move on.