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The Home Depot, Inc. Message Board

yertle120 51 posts  |  Last Activity: Aug 24, 2015 8:48 AM Member since: Jan 6, 2005
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  • Reply to


    by jp_jim Aug 24, 2015 12:22 AM
    yertle120 yertle120 Aug 24, 2015 8:48 AM Flag

    and yet they're taking it down over 7% this morning. I don't care if fares are down slightly when costs are imploding. The fact is estimates are way too low. If the market won't give them a multiple, I think you'll see it taken private in slow motion via buybacks ala AZO

  • Reply to


    by canmjo Aug 20, 2015 3:47 PM
    yertle120 yertle120 Aug 21, 2015 8:17 AM Flag

    3 for 1 split, FL results would seem to indicate the bull market in footwear is alive and well

  • Reply to


    by yertle120 Aug 11, 2015 4:28 PM
    yertle120 yertle120 Aug 19, 2015 2:20 PM Flag

    and yet again today

  • yertle120 by yertle120 Aug 11, 2015 4:28 PM Flag

    #$%$ backwards day. This is the last thing that should have sold off on China, rates and oil collapsing

  • yertle120 yertle120 Aug 3, 2015 8:34 AM Flag

    He stole that from the Valumentum article which was basically a rehash of one posted on SA a while ago. Can't take an article too seriously that uses the term " Gazillion".

  • Reply to

    FUN price behavior

    by jackmaster20 Jun 24, 2015 12:27 PM
    yertle120 yertle120 Jul 27, 2015 3:08 PM Flag

    Oil and interest rates tanking, makes absolutely no sense that this should be going down

  • Reply to

    PE of 4.4 is CRAZZZZZZY !!!!!

    by melodias23 Jul 20, 2015 11:09 AM
    yertle120 yertle120 Jul 20, 2015 11:14 AM Flag

    makes no sense, either the oil stocks are wrong or the airlines are, can't be both unless they were adding a ton of capacity which they're not

  • Reply to

    Hard to believe Mac Ellis

    by dlw2244 Jul 13, 2015 4:01 PM
    yertle120 yertle120 Jul 13, 2015 4:16 PM Flag

    Aren't they in a queit period? Perfect time for a bear raid, quiet period, trading x-div. I expect some hedgie is preparing a bearish presentation at this delivering alpha conference this week

  • yertle120 yertle120 Jul 13, 2015 8:33 AM Flag

    Funny, taken out at almost double your target, time to tear up your chart

  • Reply to


    by josve942 Jul 7, 2015 6:42 PM
    yertle120 yertle120 Jul 10, 2015 8:57 AM Flag

    you certainly can't buy a car with all of the loses those puts you've been recommending have generated

  • Reply to

    AAL manipulated again today

    by melodias23 Jul 8, 2015 10:05 AM
    yertle120 yertle120 Jul 8, 2015 1:58 PM Flag

    Now there's a class action suit alleging the same garbage as the DOJ, time to start making these people pay if they lose

  • Reply to


    by islandbrook2000 Jul 2, 2015 1:50 PM
    yertle120 yertle120 Jul 2, 2015 4:51 PM Flag

    Every commentator I've heard on the matter thinks this case is joke. I guess executives should go around saying "we're going to be undisciplined and add capacity willy nilly so we can then sell those tickets at a loss and go bankrupt again"

  • yertle120 yertle120 Jul 1, 2015 2:29 PM Flag

    why do coke and pepsi have the same prices?

  • Reply to

    DOJ should be investigated

    by mainejeff Jul 1, 2015 2:17 PM
    yertle120 yertle120 Jul 1, 2015 2:21 PM Flag

    I agree, these stocks were trading flat even before the release on a big up day with oil down huge, something was leaked.

  • Reply to


    by mechjr Jul 1, 2015 2:15 PM
    yertle120 yertle120 Jul 1, 2015 2:19 PM Flag

    Apparently the DOJ didn't hear the barbs these guys were throwing at each other last month. Heaven forbid the airlines ever make a profit. Let's just let Amtrak run them.

  • yertle120 by yertle120 Jul 1, 2015 11:37 AM Flag


  • Reply to

    Another attack on a Friday...Hmmmm..

    by nowcleanupguy Jun 19, 2015 2:07 PM
    yertle120 yertle120 Jun 19, 2015 5:49 PM Flag

    And yet again Barron's publishes it. They must scour bearish blogs for their "news"

  • Fannie Mae Eases Credit To Aid Mortgage Lending
    Published: September 30, 1999

    WASHINGTON, Sept. 29— In a move that could help increase home ownership rates among minorities and low-income consumers, the Fannie Mae Corporation is easing the credit requirements on loans that it will purchase from banks and other lenders.

    The action, which will begin as a pilot program involving 24 banks in 15 markets -- including the New York metropolitan region -- will encourage those banks to extend home mortgages to individuals whose credit is generally not good enough to qualify for conventional loans. Fannie Mae officials say they hope to make it a nationwide program by next spring.

    Fannie Mae, the nation's biggest underwriter of home mortgages, has been under increasing pressure from the Clinton Administration to expand mortgage loans among low and moderate income people and felt pressure from stock holders to maintain its phenomenal growth in profits.

    In addition, banks, thrift institutions and mortgage companies have been pressing Fannie Mae to help them make more loans to so-called subprime borrowers. These borrowers whose incomes, credit ratings and savings are not good enough to qualify for conventional loans, can only get loans from finance companies that charge much higher interest rates -- anywhere from three to four percentage points higher than conventional loans.

    ''Fannie Mae has expanded home ownership for millions of families in the 1990's by reducing down payment requirements,'' said Franklin D. Raines, Fannie Mae's chairman and chief executive officer. ''Yet there remain too many borrowers whose credit is just a notch below what our underwriting has required who have been relegated to paying significantly higher mortgage rates in the so-called subprime market.''

    Demographic information on these borrowers is sketchy. But at least one study indicates that 18 percent of the loans in the subprime market went to black borrowers, compared to 5 per cent of loans in the conventional loan market.

    In moving, even tentatively, into this new area of lending, Fannie Mae is taking on significantly more risk, which may not pose any difficulties during flush economic times. But the government-subsidized corporation may run into trouble in an economic downturn, prompting a government rescue similar to that of the savings and loan industry in the 1980's.

    ''From the perspective of many people, including me, this is another thrift industry growing up around us,'' said Peter Wallison a resident fellow at the American Enterprise Institute. ''If they fail, the government will have to step up and bail them out the way it stepped up and bailed out the thrift industry.''

    Under Fannie Mae's pilot program, consumers who qualify can secure a mortgage with an interest rate one percentage point above that of a conventional, 30-year fixed rate mortgage of less than $240,000 -- a rate that currently averages about 7.76 per cent. If the borrower makes his or her monthly payments on time for two years, the one percentage point premium is dropped.

    Fannie Mae, the nation's biggest underwriter of home mortgages, does not lend money directly to consumers. Instead, it purchases loans that banks make on what is called the secondary market. By expanding the type of loans that it will buy, Fannie Mae is hoping to spur banks to make more loans to people with less-than-stellar credit ratings.

    Fannie Mae officials stress that the new mortgages will be extended to all potential borrowers who can qualify for a mortgage. But they add that the move is intended in part to increase the number of minority and low income home owners who tend to have worse credit ratings than non-Hispanic whites.

    Home ownership has, in fact, exploded among minorities during the economic boom of the 1990's. The number of mortgages extended to Hispanic applicants jumped by 87.2 per cent from 1993 to 1998, according to Harvard University's Joint Center for Housing Studies. During that same period the number of African Americans who got mortgages to buy a home increased by 71.9 per cent and the number of Asian Americans by 46.3 per cent.

    In contrast, the number of non-Hispanic whites who received loans for homes increased by 31.2 per cent.

    Despite these gains, home ownership rates for minorities continue to lag behind non-Hispanic whites, in part because blacks and Hispanics in particular tend to have on average worse credit ratings.

    In July, the Department of Housing and Urban Development proposed that by the year 2001, 50 percent of Fannie Mae's and Freddie Mac's portfolio be made up of loans to low and moderate-income borrowers. Last year, 44 percent of the loans Fannie Mae purchased were from these groups.

    The change in policy also comes at the same time that HUD is investigating allegations of racial discrimination in the automated underwriting systems used by Fannie Mae and Freddie Mac to determine the credit-worthiness of credit applicants.

  • Reply to

    All the pumpers will disappear at $50

    by carl_celian_icahn May 28, 2015 10:01 PM
    yertle120 yertle120 Jun 12, 2015 1:16 PM Flag

    Who cares? Anybody that listened to you and started buying puts about 50 points ago.

  • Reply to


    by jcotton15 Jun 12, 2015 9:19 AM
    yertle120 yertle120 Jun 12, 2015 9:31 AM Flag

    Let's see ETP, PE 64, paying out more than twice earnings in dividend and will probably be raising the dividend every quarter. Learn about the business and DCF before posting this garbage.

121.33+0.27(+0.22%)Oct 9 4:00 PMEDT