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    10 states with most affordable car insurance

    CarInsuranceQuotes.com, a Bankrate-owned website, measured the financial ding from auto insurance, by dividing the median cost of car insurance per household by the median income per household in the 50 states and the District of Columbia. Median insurance rates were determined using a proprietary system developed by Quadrant Inc., while the income numbers came from the 2010 Census.

    Massachusetts

    Median annual cost of auto insurance: $1,128
    Median household income: $78,653
    Household ding: 1.434 percent

    North Carolina

    Median annual cost of auto insurance: $860
    Median household income: $52,920
    Household ding: 1.625 percent

    Hawaii

    Median annual cost of auto insurance: $1,244
    Median household income: $76,134
    Household ding: 1.634 percent

    Alaska

    Median annual cost of auto insurance: $1,348
    Median household income: $76,962
    Household ding: 1.752 percent

    Oregon

    Median annual cost of auto insurance: $1,108
    Median household income: $56,661
    Household ding: 1.955 percent

    Iowa

    Median annual cost of auto insurance: $1,202
    Median household income: $60,917
    Household ding: 1.973 percent

    New Hampshire

    Median annual cost of auto insurance: $1,484
    Median household income: $74,634
    Household ding: 1.988 percent

    California

    Median annual cost of auto insurance: $1,304
    Median household income: $65,481
    Household ding: 1.991 percent

    Virginia

    Median annual cost of auto insurance: $1,444
    Median household income: $72,476
    Household ding: 1.992 percent

    Maine

    Median annual cost of auto insurance: $1,160
    Median household income: $58,197
    Household ding: 1.993 percent



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