4 Money-Etiquette Questions Answered

Contributing at the office? Never! I work with you but I can't stand you, so stay out of my wallet. I will always have an excuse not to show up at any party. And when I retire, keep your money I certainly don't want a reminder of my time spent with you jerks.

1. Separate bill always. Don't reveal it's a treat until the bill comes.lol Some people go overboard when someone else is picking the tab.
2. Set a small budget and when it runs out, skip the other events.
3. if it's fundraiser, offer to bake treats for the bake sale.
4. Recipe for disaster. I had to turn down a family member who asked me to co-sign a loan, choosing instead to give them a fixed amount monthly.

Want some to here something real interesting about money. Well, it seems the poor plebs, us, are more likely to pay off our loans then the real rich ones are, Trump,... Go figure that one out. The poorer you are the more honest and responsible you are when it comes to paying off credit.

As for spliting bills, I always say that I tend to order more then half so I perfer to have seprate bills so I don't impose. That way I ask for seperate bills at the start. I can order what I want. As for leading money to people I just say sorry I don't have the money. Even if I have.

Simple solution.I give my lady all the money all the time. She's gunna get it all anyway.

Just say your side job is collecting for a Loan Shark. I promise. no one will ever ask you for a loan.

1. Suggest a separate check before they suggest splitting it evenly.

I miss the good old days when everyone had money, life was a blast, and people didn't have to quibble over a couple of bucks. Sniff, sniff :(

Don't lend money at all. If it is a small amount, just give it to them, but don't make a big deal out of it. If they want to call it a loan, let them, but don't expect to get it back. If they pay you back later, when you aren't expecting them to, just take the money and go with it. If you can't afford to give money, don't. If you want to make loans, start a bank. If you want to help friends or family, then do so.
This doesn't go for large amounts of money of course. If someone is asking for that, and you can afford it, then go see a lawyer, and have the papers drawn up, etc.

Being retired military, my family thinks that I have an unlimited cash flow. They always want money, even the ones that I haven't seen or spoken to in years, but never pay it back. I'm not saying that I don't help family. I do. Just as they have helped me. But, #$%$! All of them?! All the time?! Coming to me for money?! It's like they think I don't have expenses. It's sad, but now I have started to avoid them, and I'm considering relocating to a far away, undisclosed location.

At my last job,it was common practice to get together with some co-workers for dinner and drinks on thursday after work. regardless of who ordered what we were asked to split the bill evenly.I was tired of all the mooching that was going on so on one night I ordered two Martinis to go with my appetizer,Ordered the surf and turf and washed it down with single malt scotch,and ordered the most expensive dessert on the menu and a 20 year old vintage port to go with it. When the bill came the silence was deafening. I broke the silence by saying "Lets split the bill". Needless to say after that, every one suggested we pay for our own meals.

People collecting for charities or selling their kids cookies etc. at work get a shake of the head, a smile and a polite "no". I offer no excuses.
As for relatives borrowing money, that never happens as I always make sure to never let them know how I am doing financially. If I sense
their going to hit me up for a loan, before they can ask, I start telling them how I am having trouble paying my rent and that keeping my
head above water is getting harder by the day. That heads them off at the pass.

In my experience, family is more likely to ask for a "loan" than a friend or coworker, and they are less likely to pay you back. With family, it's a gift.

What's the best way to lose a friend? Loan him some money. Moral of the story: Neither a borrower nor a lender be.

Never lend what you can't live without!

any loan to a friend is a gift.... that has a tiny chance of being repaid.

if you view it that way.... fewer hurt feelings when your friend brags about his new stereo.

I respect generosity, forgiveness, helping-out. However, chronic dependency is a very real problem. Thin line. Most days I am uncertain of distinction. So many times someone just needs a little help; appreciated. So many times, "If you feed them they will come and never leave". Wisdom, boundaries are blurred. Welcome to welfare, never-ending unemployment compensation, (and humble moments in my own life, when dad bailed my sorry butt out). Thanks dad.

I WISH I HAD ALL THE MONEY THAT I LOANED TO FAMILY MEMBERS!!!!!

I lend them money and if they never pay back I never lend them again.

hire a bounty hunter to get your cash back .