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    5 Tips to Make Your Tax Info Safe and Secure

    Fantasy Finance

    Tax time is fast approaching, and before you know it you'll be collecting 1099s, filling out Schedule Cs, and asking your financial consultant for tax advice. That also means it's time to ensure that you're ready for the security risks that accompany tax season.

    Here are five things you can do to help make your financial and personal information more secure:

    1. Email from the IRS is not legitimate. Let's get this out of the way right up front: The IRS isn't going to send you an email. Not ever. The government sends old-fashioned snail mail. If you get an email claiming to be from the IRS, it's probably some sort of phishing scam, designed to get you to divulge your social security number, bank account number, or some other personal info. There really aren't any exceptions to this rule, so don't be fooled.

    2. Verify e-filing services. There are a lot of websites out there claiming to let you file your taxes, and some even offer to do it for free. There's a lot of risk associated with trusting your sensitive tax information to one of these sites, though, so it's a good idea to verify that they're legitimate. The easiest way to do that is to find the site on the official IRS website, which lists all approved e-filing services.

    [Also see: Best Cars for the Money]

    3. Stop faxing. Remember fax machines, those devices I recently said were obsolete? This is one time of year people tend to use them to send tax and financial information to tax preparers and other professionals. Don't fax. It's an inherently unsecure technology. Instead, scan receipts and other documents and email them back and forth. You'll dramatically reduce your exposure to physical security problems, like someone pilfering your financial history from the inbox of a fax machine in a busy office.

    4. Don't file via Wi-Fi. When you're ready to file your taxes this year, don't do it from Starbucks. Don't even do it from your home Wi-Fi network, unless that network is properly secured. For peace of mind, file your taxes from a PC that's plugged into your network hub via an Ethernet cable.

    5. Make sure your computer's anti-virus software is up to date. The stakes are never higher than during tax season. Not only are you working with all of your previous financial and most personal documents, but you're getting a flurry of email about taxes and finances as well. You know all about phishing scams and viruses, but it only takes one goof to cause a disaster. With that in mind, be sure you're running some sort of anti-virus software, and that its definitions are up to date. I have a fondness for Microsoft Security Essentials, which has the added benefit of being free.

     
    • Apocalypse  •  4 months ago
      its amazing how many people, and some considered intelligent, fall for all these SCAMS
      • Display Name 4 months ago
        especially those that think they are too smart to fall for a scam.
        intelligent people are not immune.
      • the coop 4 months ago
        INTELLIGENT PEOPLE ARE GREEDY ALSO,AND LIKE MONEY ALSO,ONCE ACCEPT THE IDEA THAT THIS COULD BE FREE OR EASY MONEY THEN THE HOOK IS SEX AND ONE BECOMES THE BIG MOUTH BASS.
      • greg 4 months ago
        Whats wrong Coop? Got a stick up your butt?
    • yahoo comment  •  4 months ago
      Email is NOT secure.
      • Jim 4 months ago
        DUH!
    • Gotcha!  •  4 months ago
      Most recent phishing email I received was one that was supposedly from PayPal asking me to verify credit card info by filling in a form that wanted my credit card info and password. I guess the dirtbag scammers thought that I might be one of those people walking around with "STUPID" tattooed on my forehead. I promptly forwarded it to PayPal and also called them to report it. Then I emailed everyone I know to warn them.
      • Jim 4 months ago
        Yeh,I got one of those too. They said it was lost and I needed to give it to them once again for my protection. Apparently they thought I was Forrest Gump.
      • Mark 4 months ago
        Anytime I get something from paypal, I will log into my acount on their site and check to see if it was lagit.
      • Monkey Doo 4 months ago
        PayPal and eBay are the source of a lot of this crap. Home of thieves.
    • donotreply  •  Charleston, South Carolina  •  4 months ago
      As many have said EMAIL is the worst way to send sensitive data unless both sides are encrypted... Geez you would think the author would know such a simple thing!
      • CptChaos 4 months ago
        And that the servers between thee and ye aren't all secure?
    • justaguy  •  4 months ago
      Interesting that they ignored the most obvious tip of all : DON'T USE CLOUD SOFTWARE to do your taxes. The "cloud" is the most unsecured place on the internet, but the big companies (Microsoft, Intel, etc.) want you to ignore that because it's their next big profit center if the public is gullible enough to think it can be made hack-proof.
      • jcntx 4 months ago
        Now what is "cloud" again?
    • Old Guy  •  4 months ago
      Forward scam email, with headers intact, to spam@uce.gov.
    • CubanFlowers  •  Brooklyn, New York  •  4 months ago
      how about posting some info on how to make our social security number and other vital information safe from the people who work for the federal government and other agencies...

      those are the people who represent the greatest security risks..!

      be blessed.
    • AGRINMN  •  Kansas City, Missouri  •  4 months ago
      The biggest scam of them all is the IRS itself
    • Ffefufnic  •  4 months ago
      Gee technology. . .isn't it just so awful keen wonderful that we are backed into a corner to make our life earnings more easily vunerable to jaggoffs in the name of "efficiency, ease, and progressiveness"?
    • Stacey  •  Oklahoma City, Oklahoma  •  4 months ago
      Do NOT OPEN any email that claims to be from the IRS even though the email address is IRS.GOV. It is a virus and will completely wipe out your computer. I found this out the hard way last summer... it happens to the best of us.
    • Brian  •  New Braunfels, Texas  •  4 months ago
      Security Tip #6.... If you find a dime in the street, don't tell the IRS about it.
    • mama_mama_mama  •  Fresno, California  •  4 months ago
      Not only will the IRS never email you, they will not call you and solicit information from you unless you have recently called and the call was disconnected or you are currently working with someone on an issue.

      Beware of tax preparation places that pop up overnight, there have been horror stories of these places that show up for tax season, put THEIR bank information on your return, and then YOU sign the return without checking it. By the time you start wondering where your refund went, they are long gone and your signature authorized the money to go to them. If you choose to use a preparer, go to a well-known company or an established CPA, and ALWAYS check over your return.

      Additionally, if you owe the IRS money and you call one of those attorneys who promise you they can get you a settlement for pennies on the dollar, they are preying on the ignorant. Anyone can call the IRS and ask for an Offer In Compromise without paying someone big bucks to do it for them.
    • Vet T  •  4 months ago
      They are absoutely right. Working for the IRS, as far as refunds goes, we will ALWAYS send you anything you need by mail. We do NOT send anything money related by e-mail or fax, or even a phone call. As well, please mail anything you have to give to us by certified mail or some type of mail with tracking confirmation because we ALWAYS have to sign for those types of mail and that way there is no dispute if we received it or not.
    • My Two Cents  •  4 months ago
      My tax records are extremely safe and secure becasue I don't file.
    • FreebishH  •  St Louis, Missouri  •  4 months ago
      The author face-planted on the recommendation to e-mail tax information. E-mail is as insecure as a fax machine is, maybe more so since it is subject to intercept by a man-in-the-middle attack without the knowledge of the sender or recipient. Few e-mail systems are properly secured to prevent interception in transit.

      If you must send data to a tax preparer, photocopy it and send it Certified Mail, Return Receipt Requested. If it includes highly sensitive data, consider sending it via Registered Mail.
    • Grimey  •  4 months ago
      Maybe the best solution is bringing your documents to your tax preparers.
      If you file yourself, make sure you are not connected to the internet
      I forget you either have to download the documents or someone will mail to you.
      In this case, there is still a chance that someone could hack your system or search your mailbox.
      I know the article talks about anti virus software. I trust my McAfee. I still get hit by malware. Just say it
    • OBAMAZOMBIE!  •  4 months ago
      IRS don't even mail forms anymore.
    • JJ  •  Ajax, Canada  •  4 months ago
      As if most of taxes we pay go towards the maintenance of our infrastructure.(police force does not count) It's the Biggest scam of all time. Tax money goes to the lavish spending of elitist's and weapon spending to be sold for military surplus.
    • Only the TRUTH  •  4 months ago
      TAXES!?!? Since corporations are people too, I guess we-- the people, don't have to pay taxes either. Phew!
    • Big Duff  •  4 months ago
      I couldn´t resist this one, especially after reading comments many of which were as the old saying goes, ¨running a quart low¨. I have been doing the same since 1955. I do my own taxes and I use the world loosely, TRY and keep up on the stupidity of regulations Federal taxation has become! I then mail my 1040 long form and attachments by U.S Mail to that final destination of the greatest of deficit spenders, WASHINGTON D.C. I have one wish as tax season is here again. May I live long enough to see a FLAT TAX, which dcould start a trend of getting some much needed efficiency in the countries taxing system.

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