SEATTLE, WA--(Marketwired - Jan 30, 2014) - CreditCardChaser.com, a leading website on credit cards, announced the best balance transfer credit cards of 2014 today. Balance transfer credit cards help consumers to reduce and simplify their debt by consolidating all their debt onto one card. Cardholders can shift high interest credit card balances to low interest cards and pay off their debt easier.
Credit Card Chaser experts looked at many factors, including balance transfer terms, rewards programs, introductory offers, annual fees, customer reviews, and expert opinions, in creating their ranking of the best balance transfer credit cards of 2014. According to their results, these are the top balance transfer credit cards available for consumers today:
The Discover it - 18 Month Balance Transfer card is an excellent credit card when it comes to balance transfers. This card offers 0% intro APR on balance transfers for 18 months, one of the longest introductory offers around. In addition, there is 0% intro APR on purchases for 6 months, and no annual fees, overlimit fees, or foreign transaction fees. Discover it's generous cash back program gives cardholders the opportunity to earn 5% cash back on up to $1500 in rotating categories and 1% cash back on all other purchases. They also now offer free FICO scores on all monthly statements. Discover it - 18 Month Balance Transfer's great balance transfer terms, along with their rewards program, makes it Credit Card Chaser's top choice for the best balance transfer credit card.
Like the Discover it - 18 Month Balance Transfer credit card, the Citi Simplicity Visa card offers 0% intro APR on balance transfers for 18 months. They also offer 0% intro APR on purchases for 18 months. There is a low balance transfer fee, either $5 or 3% of the amount you transfer, but no annual fees, late fees, or penalty rates ever. Furthermore, Citi Simplicity has great customer service with fast, personal help 24 hours a day. With their 0% intro APR on balance transfers for 18 months and easy to use service, the Citi Simplicity Visa Card is one of the best balance transfer credit cards on the market today.
The Barclaycard Ring MasterCard - 1% Back on Balance Transfers is also a great card to use for balance transfers. Although there is a low 8% variable APR on balance transfers and purchases, there are no balance transfer fees. Cardholders can also get a 1% statement credit back on the amount of balance transfers made in the first 60 days of account opening. This is one of the only cards that offers cash back for a balance transfer. There are no annual fees, and Barclaycard Ring members can get rewards back for good performance through the Giveback program. Baryclaycard Ring MasterCard - 1% Back on Balance Transfer's unique cash back program on balance transfers rounds off Credit Card Chaser's list.
These are the best balance transfer credit cards available today. For more information regarding balance transfer or other types of credit cards, access Credit Card Chaser: http://www.creditcardchaser.com/balance-transfer-credit-cards/
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