The Best Credit Card Offers for August 2014, Ranked by Creditnet.com
NEW YORK, NY--(Marketwired - Aug 5, 2014) - Creditnet.com, an industry-leading website which educates consumers on credit and allows them to compare a variety of credit cards, has announced its selections for the best credit card offers for August 2014. The list is made up of the top credit cards in five categories consumers typically desire most.
Best 0% APR - Discover it
Discover it is a Creditnet.com Editor's Choice selection and receives high praise from consumers as well. This card offers a 0% introductory APR for 14 months on both purchases and balance transfers and there is no annual fee, nor is there a late fee for your first late payment. This, combined with Discover's fraud protection, round-the-clock customer service, and cash back incentive program, makes Discover it an excellent choice for any consumer.
Best Balance Transfer Card - Citi Diamond Preferred Card
The Citi Diamond Preferred Card offers 0% introductory APR on purchases and balance transfers for 18 months. Balance transfer fees with this card amount to only $5 or 3% of the amount transferred. The Citi Diamond Preferred Card allows users to earn points on every purchase which can be redeemed for merchandise, gift cards, and much more and also gives the user access to Citi's 24/7 concierge service for travel needs.
Best Rewards Card - Discover it chrome
Discover it chrome offers a fantastic rewards program where users receive 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations each quarter, as well as an additional 1% cash back on all other purchases. In addition to remarkable rewards, Discover it chrome also boasts a generous 0% APR for the first 14 months and your APR will not increase due to a late payment.
Best Cash Back Card - Citi Dividend Platinum Select Visa Card
The Citi Dividend Platinum Select Visa allows users to earn $100 cash back after $500 in purchases within the first 3 months of opening an account. With a simple enrollment, this card also boasts 5% cash back in selected categories each quarter. Through September 30, 2014, 5% cash back applies to eligible purchase with Hilton, car rental agencies, movie theaters, and theme parks.
Best Travel Card - Miles & More Premium World MasterCard
The Miles & More Premium World MasterCard stands alone as the best travel card due to its stellar airline mileage program. Users automatically earn 20,000 award miles after their first purchase or balance transfer. Additionally, at a rate of 1 mile for every $1, users can earn up to 15,000 award miles on balance transfers within 30 days of opening an account. Following that time, users earn 1 mile for every $1 spent and 2 miles for every $1 spent on direct ticket purchases from partner airlines.
Through much research and review, these cards have emerged the leaders in their respective categories. No matter what your specific needs are, Creditnet.com can help users find the card that best suits them. For more information relating to the aforementioned credit cards or many others, visit http://www.creditnet.com/.
About Creditnet:
Creditnet is an authority credit card comparison site that offers innovative comparison tools to help users find the best credit card for their needs. In addition, the Creditnet Credit Talk Forum is a community of over 100,000 members that discuss credit cards, credit, debt, and credit repair daily.
