CD rates for Feb. 21, 2013

Bankrate.com

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CDs

  • 0.26% (1-year CD yields)
  • 0.85% (5-year CD yields)

Rates on certificates of deposit ticked down this week.

The average one-year CD yield lost 1 basis point to 0.26 percent. The average five-year yield fell 1 basis point, too. It's now 0.85 percent. A basis point is one-hundredth of 1 percentage point.

For a $100,000 deposit, the average one-year jumbo CD yield is unchanged at 0.3 percent. The yield on a five-year jumbo CD fell in Bankrate's weekly survey. It's down 1 basis point to 0.87 percent.

For the seventh week in a row, the average money market account yield is 0.12 percent.



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