CD rates for Jan. 10, 2013

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CDs

  • 0.27% (1-year CD yields)
  • 0.89% (5-year CD yields)

Rates on certificates of deposit dipped in this week's interest rate survey. Don't panic: There were some changes to the banks in the weekly survey that could account for the change in CD rates and money market account rates.

Down 1 basis point, the average one-year CD yield is 0.27 percent. The average five-year yield is also down 1 basis point to 0.89 percent. A basis point is one-hundredth of 1 percentage point.

High rollers also were hit this week. For deposits of $100,000, the average one-year jumbo CD yield dropped 1 basis point to 0.3 percent. The five-year jumbo yield is unchanged for the third consecutive week at 0.91 percent.

The average money market account yield is up 1 basis point to 0.12 percent.



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