CD rates for Nov. 1, 2012

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CDs

  • 0.29% (1-year CD yields)
  • 0.95% (5-year CD yields)

CD rates were a mixed bag this week.

The average one-year yield on certificates of deposit is unchanged at 0.29 percent. The five-year yield is down 1 basis point to 0.95 percent. A basis point is one-hundredth of 1 percentage point.

For deposits of $100,000, the average one-year jumbo CD yield is down 1 basis point to 0.31 percent. The five-year jumbo yield is unchanged at 0.97 percent.

The average money market account yield is also unchanged at 0.11 percent.



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