CD rates for Nov. 29, 2012

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CDs

  • 0.29% (1-year CD yields)
  • 0.92% (5-year CD yields)

There seems to be no end to the depths to which rates on certificates of deposit may sink.

The average one-year CD yield is down 1 basis point to 0.29 percent. The five-year yield also fell 1 basis point to 0.92 percent. A basis point is one-hundredth of 1 percentage point.

For deposits of $100,000, the average one-year jumbo CD yield is unchanged at 0.32 percent. The five-year jumbo yield is down 1 basis point to 0.93 percent.

The average money market account yield is 0.11 percent for the sixth week.



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