CD rates for Nov. 8, 2012

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.29% (1-year CD yields)
  • 0.94% (5-year CD yields)

Longer-term rates on certificates of deposit dropped this week while short-term CD rates held their ground.

The average five-year CD yield is down 1 basis point to 0.94 percent. For deposits of $100,000, the average five-year jumbo CD yield is down 2 basis points to 0.95 percent. A basis point is one-hundredth of 1 percentage point.

The average one-year CD yield is again unchanged at 0.29 percent. The average one-year jumbo CD yield is also unchanged at 0.31 percent for the seventh week.

The average money market account yield is 0.11 percent.

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