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    The Cities Where People Earn the Biggest and Smallest Paychecks

    Want to make more money? Easy. Move to San Jose, Arlington, Va., or Hartford, Conn.

    Okay, so maybe it’s not that simple. Of course there’s no guarantee that you’ll earn a bigger paycheck in these cities—but it is more likely, as they're among the highest-paying metro areas in the country.

    To find the cities where people earn the largest and smallest paychecks, we turned to Payscale.com, a site that has collected salary and career data from more than 35 million people. They looked at compensation data for professionals in the 100 largest Metropolitan Statistical Areas (based on 2010 population estimates by the Census), and provided us with median pay for workers who hold at least a bachelor’s degree, across three experience levels: starting (5 or less years of experience), mid-career (10 or more years of experience) and overall (all years of experience).

    “The range in pay is pretty astounding in that the metro area at the top of the list has workers with median pay more than double the metro area at the bottom of the list,” says Katie Bardaro, Payscale’s lead economist. “The cities at the top of the list are not too surprising, as they are dominated by high wage industries like tech (both IT and Biotech), finance or oil.”

    More On Forbes: The Happiest Jobs In America

    At the very top is the San Jose-Sunnyvale-Santa Clara metro area. Overall median pay in the California metropolis is $93,100. The average salary for those just starting out is $86,600—and that number soars to $128,000 for mid-career professionals.

    “This is a Mecca for IT firms and thus high-wage workers,” Bardaro says. “The IT labor market is notorious for high demand and low supply – both of which drive the going wage rate up.”

    The San Jose-Sunnyvale-Santa Clara area also topped the Best Cities For Jobs This Fall, with the most optimistic forecast for hiring in the three-month period ending in December, according to a ManpowerGroup survey.

    In the No. 2 spot: the San Francisco-Oakland-Fremont, Calif., area. Overall median pay is $73,500, on average, while professionals with five years or less of experience enjoy an average annual salary of $57,200. Mid-career workers with at least a bachelor’s degree earn a whopping $108,000 annual salary, on average.

    “Similar to San Jose, the high wage rate in this city is driven by the prevalence of IT workers and they share many of the same high-paying jobs,” Bardaro says.

    Unlike the San Jose and San Francisco metro areas, the No. 3 city is dominated by the finance industry. “There are a number of Fortune 500 corporate headquarters in this metropolitan area,” she says. “In fact, it is one of the largest financial districts in the Northeast.”

    If you guessed it's the Bridgeport-Stamford-Norwalk, Conn. area, you’re correct.

    The median overall pay for workers there is $68,700 annually, while average starting pay is $53,500 and mid-career is $95,500 a year, on average.

    Rounding out the top five are the Washington-Arlington-Alexandra area, and the Houston-Sugar Land-Baytown metropolis.

    The 5 U.S. Cities Where People Earn The Biggest Paychecks

    No. 1 Best-Paying City: San Jose-Sunnyvale-Santa Clara, Calif.
    Overall median pay: $93,100
    Starting median pay: $68,600
    Mid-career median pay: $128,000

    No. 2 Best-Paying City: San Francisco-Oakland-Fremont, Calif.
    Overall median pay: $73,500
    Starting median pay: $57,200
    Mid-career median pay: $108,000

    No. 3 Best-Paying City: Bridgeport-Stamford-Norwalk, Conn.

    Overall median pay: $68,700
    Starting median pay: $53,300
    Mid-career median pay: $95,500

    No. 4 Best-Paying City: Washington-Arlington-Alexandria, D.C.-Va.-Md.-W.Va.
    Overall median pay: $67,300
    Starting median pay: $52,600
    Mid-career median pay: $101,000

    No. 5 Best-Paying City: Houston-Sugar Land-Baytown, Texas
    Overall median pay: $66,700
    Starting median pay: $53,200
    Mid-career median pay: $94,600

    More On Forbes: Cities Where People Earn The Most

    At the other end of the spectrum we have the Youngstown-Warren-Boardman, Ohio-Penn., area. As the worst-paying city in the U.S., college-educated employees there only make $45,400, on average. Newer professionals bring in about $36,800 a year; mid-career workers make $60,400, on average.

    “This is an industrial metro area that was hit hard in the last few recessions and has been unable to recover,” Bardaro says.

    Next we have the McAllen-Edinburg-Mission, Texas metro area, where degreed professionals make $45,600 a year, on average; less experienced workers earn $39,000, and mid-career employees rake in $62,100 a year.

    “McAllen is a border city that takes advantage of their locale for trade opportunities,” Bardaro says. “However, there isn’t much money involved in these operations. The Census listed McAllen as the poorest metro area in the nation in 2011; this jives with our pay data as well.”

    Similar to the top 10, the bottom 10 landed there due to the industries that dominate them, like Manufacturing, Real Estate, and Retail Trade, she says. “There aren’t too many surprises here.”

    The 5 U.S. Cities Where People Earn The Smallest Paychecks

    No. 1 Worst-Paying City: Youngstown-Warren-Boardman, Ohio-Penn.
    Overall median pay: $45,400
    Starting median pay: $36,800
    Mid-career median pay: $60,400

    No. 2 Worst-Paying City: McAllen-Edinburg-Mission, Texas
    Overall median pay: $45,600
    Starting median pay: $39,000
    Mid-career median pay: $62,100

    No. 3 Worst-Paying City: Lakeland-Winter Haven, Fla.
    Overall median pay: $46,500
    Starting median pay: $40,000
    Mid-career median pay: $60,100

    No. 4 Worst-Paying City: El Paso, Texas

    Overall median pay: $46,900
    Starting median pay: $39,600
    Mid-career median pay: $60,100

    No. 5 Worst-Paying City: Scranton-Wilkes-Barre, Penn.
    Overall median pay: $47,400
    Starting median pay: $38,400
    Mid-career median pay: $63,000

    More On Forbes: Cities Where People Earn The Least

    Continue to page 2 to see how all 100 metropolitan statistical areas rank.

    Metropolitan Area Overall Median Pay Starting Median Pay Mid-Career Median Pay
    San Jose-Sunnyvale-Santa Clara, CA $93,100 $68,600 $128,000
    San Francisco-Oakland-Fremont, CA $73,500 $57,200 $108,000
    Bridgeport-Stamford-Norwalk, CT $68,700 $53,300 $95,500
    Washington-Arlington-Alexandria, DC-VA-MD-WV $67,300 $52,600 $101,000
    Houston-Sugar Land-Baytown, TX $66,700 $53,200 $94,600
    Hartford-West Hartford-East Hartford, CT $66,300 $51,300 $90,100
    Seattle-Tacoma-Bellevue, WA $65,800 $50,900 $94,400
    New York-Northern New Jersey-Long Island, NY-NJ-PA $64,900 $51,000 $98,400
    Oxnard-Thousand Oaks-Ventura, CA $64,900 $50,000 $93,800
    Boston-Cambridge-Quincy, MA-NH $64,700 $50,500 $96,800
    San Diego-Carlsbad-San Marcos, CA $64,600 $50,100 $93,400
    Sacramento--Arden-Arcade--Roseville, CA $63,800 $49,000 $87,400
    Los Angeles-Long Beach-Santa Ana, CA $63,700 $49,600 $95,000
    Dallas-Fort Worth-Arlington, TX $62,200 $49,100 $87,300
    Raleigh-Cary, NC $62,000 $46,700 $87,200
    Baltimore-Towson, MD $61,700 $49,500 $87,200
    Denver-Aurora-Broomfield, CO $61,700 $48,800 $86,100
    Detroit-Warren-Livonia, MI $61,500 $46,300 $82,500
    Bakersfield, CA $60,900 $50,200 $83,900
    Palm Bay-Melbourne-Titusville, FL $60,700 $46,800 $78,400
    Minneapolis-St. Paul-Bloomington, MN-WI $60,400 $47,900 $84,400
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD $60,300 $47,300 $86,200
    Phoenix-Mesa-Scottsdale, AZ $60,000 $47,200 $81,300
    Chicago-Naperville-Joliet, IL-IN-WI $59,900 $48,000 $87,300
    Colorado Springs, CO $59,700 $46,300 $79,600
    Atlanta-Sandy Springs-Marietta, GA $59,500 $46,400 $83,300
    Salt Lake City, UT $59,300 $48,500 $82,800
    Austin-Round Rock, TX $59,200 $45,800 $86,400
    Charlotte-Gastonia-Concord, NC-SC $59,100 $46,400 $81,200
    New Haven-Milford, CT $58,500 $45,700 $79,300
    Las Vegas-Paradise, NV $57,800 $46,500 $76,800
    Riverside-San Bernardino-Ontario, CA $57,800 $45,500 $77,300
    Modesto, CA $57,600 $47,700 $73,000
    Dayton, OH $57,600 $46,000 $76,300
    Allentown-Bethlehem-Easton, PA-NJ $57,400 $44,500 $77,300
    Portland-Vancouver-Beaverton, OR-WA $57,300 $44,800 $82,100
    Worcester, MA $57,200 $45,700 $78,500
    Greenville-Mauldin-Easley, SC $57,100 $42,900 $78,100
    Albuquerque, NM $57,000 $44,900 $73,700
    Cincinnati-Middletown, OH-KY-IN $56,400 $45,600 $79,800
    Miami-Fort Lauderdale-Pompano Beach, FL $56,100 $44,700 $79,500
    Tucson, AZ $56,000 $43,500 $75,400
    Kansas City, MO-KS $55,900 $45,200 $76,600
    Albany-Schenectady-Troy, NY $55,900 $44,500 $76,800
    Providence-New Bedford-Fall River, RI-MA $55,900 $44,500 $76,200
    Richmond, VA $55,800 $43,600 $76,400
    Poughkeepsie-Newburgh-Middletown, NY $55,500 $44,200 $72,900
    Stockton, CA $55,300 $44,400 $74,500
    Cleveland-Elyria-Mentor, OH $55,200 $44,600 $74,300
    Honolulu, HI $55,100 $44,000 $77,500
    Milwaukee-Waukesha-West Allis, WI $54,800 $44,400 $75,700
    Indianapolis-Carmel, IN $54,700 $44,500 $75,500
    San Antonio, TX $54,700 $43,900 $74,300
    Pittsburgh, PA $54,600 $43,600 $74,700
    Jacksonville, FL $54,600 $42,800 $73,800
    St. Louis, MO-IL $54,500 $44,000 $76,800
    Tampa-St. Petersburg-Clearwater, FL $54,500 $43,800 $74,100
    Columbus, OH $54,400 $44,200 $75,800
    Madison, WI $54,100 $44,600 $74,300
    Rochester, NY $54,000 $42,400 $74,600
    Wichita, KS $53,700 $44,100 $70,100
    Memphis, TN-MS-AR $53,700 $43,700 $71,700
    Ogden-Clearfield, UT $53,600 $46,300 $74,000
    Harrisburg-Carlisle, PA $53,400 $41,900 $75,900
    Tulsa, OK $53,300 $43,400 $69,000
    Des Moines-West Des Moines, IA $53,300 $43,200 $74,000
    Louisville/Jefferson County, KY-IN $53,100 $43,300 $72,100
    Omaha-Council Bluffs, NE-IA $53,100 $42,900 $73,400
    Syracuse, NY $53,000 $42,800 $70,000
    Boise City-Nampa, ID $52,700 $43,600 $72,100
    Orlando-Kissimmee, FL $52,700 $41,700 $72,900
    Cape Coral-Fort Myers, FL $52,600 $40,800 $66,800
    Greensboro-High Point, NC $52,400 $40,900 $69,400
    Augusta-Richmond County, GA-SC $52,000 $42,500 $70,500
    Nashville-Davidson--Murfreesboro--Franklin, TN $52,000 $41,900 $72,700
    Baton Rouge, LA $51,900 $43,500 $71,200
    New Orleans-Metairie-Kenner, LA $51,700 $42,600 $70,700
    Fresno, CA $51,700 $41,800 $73,300
    Virginia Beach-Norfolk-Newport News, VA-NC $51,500 $41,600 $70,600
    Knoxville, TN $51,400 $41,100 $70,400
    Provo-Orem, UT $51,200 $42,300 $77,900
    Akron, OH $51,200 $40,800 $68,500
    Buffalo-Niagara Falls, NY $51,000 $41,000 $70,100
    Birmingham-Hoover, AL $50,800 $41,500 $73,400
    Charleston-North Charleston-Summerville, SC $50,700 $41,400 $69,700
    Springfield, MA $50,400 $40,800 $65,900
    Jackson, MS $50,200 $41,400 $64,600
    Bradenton-Sarasota-Venice, FL $50,100 $39,000 $64,400
    Toledo, OH $49,800 $40,300 $67,300
    Oklahoma City, OK $49,700 $41,500 $68,200
    Grand Rapids-Wyoming, MI $49,500 $40,600 $68,200
    Lancaster, PA $49,000 $41,400 $66,800
    Columbia, SC $48,500 $39,100 $68,300
    Chattanooga, TN-GA $48,400 $39,900 $65,400
    Little Rock-North Little Rock-Conway, AR $47,700 $40,900 $63,100
    Scranton--Wilkes-Barre, PA $47,400 $38,400 $63,000
    El Paso, TX $46,900 $39,600 $60,100
    Lakeland-Winter Haven, FL $46,500 $40,000 $60,100
    McAllen-Edinburg-Mission, TX $45,600 $39,000 $62,100
    Youngstown-Warren-Boardman, OH-PA $45,400 $36,800 $60,400

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