Credit card interest rates for Dec. 13, 2012

Interest Rate Roundup
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Credit Cards

  • 14.02% (all fixed)
  • 14.58% (all variable)

Credit card rates held steady this week, according to Bankrate's latest survey of interest rates. The average annual percentage rate for variable-rate credit cards didn't budge from 14.58 percent. The average APR for fixed-rate credit cards remained at 14.02 percent for the eighth consecutive week.

Credit card delinquency rates are expected to increase modestly next year, according to a forecast released Wednesday from credit reporting agency TransUnion. The percentage of borrowers 90 days or more behind on credit card payments is predicted to inch up to 0.87 percent at the end of 2013 from 0.83 percent so far in this year's fourth quarter. Average credit card debt is also forecast to increase to $5,446 from $5,050 over the same period.

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