Credit card interest rates for March 21, 2013

Bankrate.com

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Credit Cards

  • 13.02% (all fixed)
  • 15.15% (all variable)

Credit card rates remained unchanged this week, according to Bankrate's latest survey of interest rates. The average annual percentage rate, or APR, for variable-rate credit cards sat at 15.15 percent. The APR for fixed-rate cards stayed steady at 13.02 percent.

The rate of credit card defaults decreased to 3.37 percent in February from 3.41 percent in January, according to the SandP/Experian Consumer Credit Default Indices released Tuesday. The rate is well below the 4.41 percent seen in February 2012.



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