Credit card interest rates for Oct. 3, 2013

Janna Herron
October 3, 2013

Interest Rate Roundup

Credit card rate graph
Credit card rate graph

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Credit Cards

  • 13.02% (all fixed)
  • 15.31% (all variable)

Credit card rates didn't budge this week, according to Bankrate's latest survey of interest rates. The average annual percentage rate, or APR, for variable-rate credit cards stayed steady at 15.31 percent for the third straight week. The APR for fixed-rate cards remained at 13.02 percent, where it's been since mid-February.

The Consumer Financial Protection Bureau said Wednesday that the Credit Card Accountability, Responsibility and Disclosure Act successfully lowered penalty fees, which reduced the overall cost of credit cards to consumers. That was despite an increase in interest rates and annual fees. The agency noted that it's monitoring other credit card practices the act didn't address.

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