DENVER, March 6, 2013 /PRNewswire/ -- It seems every other commercial is for insurance these days. These billion-dollar companies promise big savings and the best "full coverage" car insurance.
Denver lawyer & auto injury expert Dr. Joseph Ramos says, "Full coverage car insurance is a myth. What really matters is the specific amount of coverage you have. You'd be shocked by the amount of people we help who don't find out until it's too late, including very wealthy clients."
Most insurance companies won't sell you what you need; you have to ask for it. Below is what the car accident lawyers from the Ramos Injury Firm suggest drivers have in their auto insurance policy:
Bodily Injury Insurance coverage protects you if you cause an auto accident. States like Colorado only require drivers to carry $25,000 in coverage. Minimum coverage is often inadequate which can expose your personal assets. The Ramos Law Firm Injury Experts recommend at least $100,000 in Bodily Injury coverage.
Uninsured & Underinsured Protection (UM/UIM) coverage is essential and most drivers don't know what it is or if they even have it. This coverage protects you if you're hurt in an accident by a driver who does not have enough (or any) insurance. The more coverage you have, the better the protection. The Ramos Injury Law Firm recommends a minimum of $100,000 in UM/UIM insurance.
Denver Lawyer Brian Calandra of The Ramos Injury Firm says, "Having the right amount of car insurance coverage could be the difference between stability and bankruptcy."
Check your car insurance today and make sure you have enough coverage. An extra $5 to $15 a month could fill the gaps in your policy.
The Ramos Injury Firm is a personal injury law firm in Colorado that offers something no other Denver law firm can: a trained emergency medicine physician who is also a lawyer. Joseph Ramos, MD, JD, is an ER doctor and attorney with years of experience helping the injured. Please visit http://www.RamosInjuryFirm.com for more information The Ramos Injury Firm.
CONTACT: Attorney Brian Calandra
+1 (303) 733-6353
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