Equity Research on CapitalSource Inc. and Discover Financial Services -- Financial Credit Services Battling It Out With Federal Regulators


NEW YORK, NY--(Marketwire - Oct 4, 2012) - The financial credit services industry, within which CapitalSource Inc. and Discover Financial Services operate, has been a hotbed of regulatory and legal action recently. A number of regulators have been taking action against banks regarding their promotion and sale of various add-ons, which some view as offering little financial benefit.

www.ShinesRooms.com has a handpicked team of market professionals with over 100 years of combined investing experience. Today they are providing members comprehensive research on the Credit Services industry and are offering free analytical research on CapitalSource Inc. (NYSE: CSE) and Discover Financial Services (NYSE: DFS). Register with us now to have free access to these research reports. Simply click on the link below.

As part of a joint enforcement action issued by the Consumer Financial Protection Bureau and the Federal Deposit Insurance Corp., Discover Financial Services has been ordered to pay $200 million to cardholders who purchased the said add-ons as well as civil fines of $7 million to each of the aforementioned regulators.

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In other news, Discover Financial Services recently announced a year-over-year improvement in third quarter earnings per share which grew from $1.18 a year ago to $1.21 this year. The company saw strong card sales volume and its payment services segment performed well. However, net income fell 3.4 percent year-over-year driven in part by increased legal expenses. Discover Financial Services report is accessible for free by registering today at

Elsewhere in the industry, CapitalSource lately announced its third quarter quarterly cash dividend of $0.01 per share on its common stock. The company has been performing well over the last little while, and it will be interesting to see if it can keep the momentum going moving forward. CapitalSource Inc. report is accessible for free by registering today at

The two Credit Services stocks research reports are available for free by signing up now on the link below.

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