First Person: I Don’t Feel Bad About Spending Money

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There have been times when I have experienced buyer's remorse. There was that $40 shirt that I purchased. It turns out it was dry clean only. Thus, I'll be spending even more money to clean it. Then, there were those two nail polishes that I really didn't need. Indeed, I have felt guilty about a few recent purchases. However, here are four times I don't feel bad about spending money.

Health

I am a big believer in preventative health care. In fact, I go to the dentist three times a year. One of those times, I have to pay about $100 out of pocket. Although I don't like spending the extra money, I hardly have any cavities or teeth problems. In addition, for our family of four, I pay about $200 a week for organic food. Finally, I try to get a physical every three years. In the long run, I think this saves me money because I am rarely sick and in good health.

Safety

I believe that you can't put a price on safety. I spend more on things like car seats and cribs for my kids. My kids' crib cost $400. I used it for two children so it has gotten a lot of good use. Since it is convertible, I can also use it for a toddler bed when my son gets a little older. I also spent about $150 on each of my children's car seats. Car safety is important to me. As for food, I don't eat food past its expiration date. I don't buy a lot of perishable food at once. Thus, we eat almost all of our food before it goes "bad." Still, I stick to my motto, "When in doubt, throw it out."

Special Occasion

We don't go out to eat or to the movies often. When we vacation, we travel less than 3 hours to keep our gas prices down. However, I don't mind spending a little extra on special occasions. With my 10 year anniversary coming up, we will be going out to dinner at a nice beach restaurant.

Worn Out Items

I recently spent about $20 on new towels. Some of my old ones were tattered and had holes. When the paint on our house was old and chipping, we repainted. After having our washing machine break several times, we finally forked out the money and purchased a new one for $500.

I know when to spend and when to save. Since I am usually frugal, I don't feel bad about the occasional splurge.

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