America is very concerned about retirement. When you think about it, there is an odd paradox in our country, and in other countries. We work most of our adult lives in order to not work for a few short years that hopefully aren't too short. Apparently, retirement in America is not great compared to other developed nations. This is not great news for professionals in America, but I am not going to fret about my future. I am not naive to the challenges of retiring in this country, but I feel that I will be fine in retirement.
Saving money in life is about living a healthy life. I would be lying if I said that I live a perfectly healthy life, but I work hard at exercise, eating right and managing stress. This may not lead directly to longevity, but hopefully I can save money in the long term by developing a healthy lifestyle in my younger years. I imagine this will get harder as I get older, but it seems like America struggles in retirement because we are not the healthiest nation.
Speaking of saving money, I have been saving for retirement since the day I got my first job out of college. Will I have enough money when I retire? At this point I think that I will, but if I don't I am confident that something else will present itself. I know this is another challenge in America, as people in this country do not actually save on a regular basis, even if they say that this is a priority.
Part of my confidence about retirement is that I do not have high expectations. I plan on working hard to be content so that I can enjoy my family and a bit of leisure. Certainly it would be nice to travel and partake in a bit of entertainment, but I really don't have a "bucket list." There is no desire for exotic living, extensive world travel or fast sports cars. I would like to just savor some quiet, read some books and live a healthy life. If more Americans wanted this, they might do better in retirement.
Of course, perhaps I will work beyond the standard American retirement age. There are studies that suggest longevity is connected to having an ongoing purpose in life . Perhaps that purpose will be filled in by volunteer work and other diversions in retirement, but maybe I will just keep working. Granted, this is assuming that I have the energy.
Retirement is a ways off, but I have a plan. It will work out.
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