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First Person: The Hidden Costs of Gym Memberships

My fitness goals are as important to me as my financial goals. I've been working on cutting calories and paring down my expenses in general, and I almost decided that the cost of a gym membership was worth forking over a few extra dollars a month. According to the International Health, Racquet and Sportsclub Association, I'd be joining 51.4 million other Americans if I became a gym member.

Hidden Fees

After I evaluated the other associated expenses, I decided that joining a gym is just not worth the cost. Gyms charge membership fees starting at around $30 a month in my area, but those are not the only costs associated with going. The hidden fees add up substantially, and the more I go to the gym, the more these costs are going to add up. I was thinking about signing up now because I need to work on my muscle tone before bathing suit season gets here. After calculating all the extra costs, though, I have decided to stick to working out on my own for free.

Travel Expenses

If I join a gym, I'm going to go several times a week. If I don't, I will feel like I've wasted my money. However, when I consider the gas money I will have to spend going to and from the place several times a week, I realize that I'm going to need to add at least $10 per week to the cost of my membership. There goes at least another $40 per month. If I walk or run there, I'd be able to avoid that expense, but that's just not going to happen. If I do that, I might as well call getting there and back my workout.

Workout Gear

I don't mind running in the neighborhood wearing sloppy sweats, but I don't want to work out in a social environment while feeling self-conscious about what I'm wearing. I'm going to want at least one nice looking outfit for working out in. If I go to the gym several times a week, having just one probably won't cut it. Decent workout gear that looks flattering can be pricey. Brand name gear can cost well over a hundred dollars for a single outfit, and would wipe out my clothing budget.

Personal Training and Other Add-ons

Once I get to the gym, there are going to be other services that I can add to basic membership to help me get the most out of the experience. If I don't ask for a personal trainer, I run the risk of working out the wrong muscles on the wrong machines and getting, at best, results I'm only somewhat happy with. At worst, I could end up with a body I wish my head weren't attached to.

I have decided that instead of setting myself up for a budget crunch, it makes more sense to work out on my own and for free. I can keep my old sweat suit, and run in my own neighborhood. I already know how to run, and I learned the hard way about the importance of stretching before and after, so I won't need a personal trainer to coach me on how to do it right. Working my way up to five miles a day should provide both the muscle tone I'm looking for and the cardio I need. And by summer, I'll still be able to afford a new bathing suit.

*Note: This was written by a Yahoo! contributor. Do you have a personal finance story that you'd like to share? Sign up with the Yahoo! Contributor Network to start publishing your own finance articles.

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