GEICO offers condo owners some important insurance tips

Business Wire


A condominium offers a different living experience from a house. Usually, you don’t have to worry about cutting the grass or shoveling the front walk. Insurance is another area where condos and homes differ considerably, and GEICO offers condo owners some important condo insurance tips to help them sort out the differences.

“Many condo owners make the assumption that since their condo association has insurance, they are fully covered,” said John Zinno, president of GEICO Insurance Agency. “Condo association insurance only covers the condominium building, commonly owned property and liability protection.”

If a break-in occurs or there is water damage to your living room walls or someone injures themselves slipping on your wet kitchen floor, the condo owner bears full responsibility.

Condo insurance on the other hand, provides coverage beyond a basic condo association insurance policy. It protects the condo owner against damage or loss, bodily injury liability and property damage to others and provides coverage protection from windstorms, fire and lightening, theft or break-in, smoke and vandalism.

“Condo insurance is designed specifically to protect condo owners from assuming risks that are not covered by their condo association,” said Zinno.

Zinno recommends that owners review exactly what’s covered under the association's master insurance policy and also take inventory of their items. “Condo owners should have a complete estimate of the value of their personal property.”

For more information on condo insurance, please visit

GEICO (Government Employees Insurance Company) is a member of the Berkshire Hathaway family of companies and is the second-largest private passenger auto insurance company in the United States. GEICO, which was founded in 1936, provides millions of auto insurance quotes to U.S. drivers annually. The company is pleased to serve more than 12 million private passenger customers and insures more than 20 million vehicles (auto & cycle).

GEICO’s online service center helps policyholders take care of policy sales, policy changes and claims reporting, and print insurance ID cards. Policyholders can also connect to GEICO through the GEICO App, reach a representative over the phone or visit a GEICO local agent.

GEICO also provides insurance quotes on motorcycles, all-terrain vehicles (ATVs), travel trailers and motorhomes (RVs). Coverage for boats, life, homes and apartments is written by non-affiliated insurance companies and is secured through the GEICO Insurance Agency, Inc. Commercial auto insurance and personal umbrella protection are also available.

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