Home equity loan rates for Dec. 6, 2012

By Polyana da Costa | Bankrate.com – Thu, Dec 6, 2012 3:00 AM EST

Interest Rate Roundup

Home equity rate graph

Find the best home equity rates in your area.

Home Equity

5.02% (line of credit)
6.12% (loan)

Rates on loans backed by home equity fell in Bankrate's weekly survey.

The typical home equity loan dropped 10 basis points to 6.12 percent. A basis point is one-hundredth of 1 percentage point.

The typical home equity line of credit, or HELOC, fell 2 basis points to 5.02 percent.

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