Home equity loan rates for Jan. 31, 2013

By Polyana da Costa | Bankrate.com – Thu, Jan 31, 2013 3:00 AM EST

Interest Rate Roundup

Home equity rate graph

Find the best home equity rates in your area.

Home Equity

5.02% (line of credit)
5.99% (loan)

Rates on loans backed by home equity barely changed in Bankrate's weekly survey.

The typical home equity loan was 5.99 percent, the same as last week.

The typical home equity line of credit, or HELOC, fell 1 basis point to 5.02 percent. A basis point is one-hundredth of 1 percentage point.

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