National mortgage rates for April 25, 2013

Interest Rate Roundup
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  • 3.57% (30-year fixed)
  • 0.31 (average points)

Mortgage rates inched down for the sixth consecutive week as more homebuyers contribute to the housing recovery.

The 30-year fixed-rate mortgage fell 4 basis points to 3.57 percent. A basis point is one-hundredth of 1 percentage point.

The 15-year fixed-rate mortgage fell 5 basis points to 2.8 percent. The average rate for 30-year jumbo mortgages, or generally for those of more than $417,000, stayed at 3.98 percent.

The 5/1 adjustable-rate mortgage fell 1 basis point to 2.65 percent. With a 5/1 ARM, the rate is fixed for five years and adjusted annually thereafter.

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