IN THE BANK: Seven months after Superstorm Sandy, the Red Cross still hasn't spent more than a third of the $303 million it raised to assist storm victims.
STRATEGY: The organization says holding onto some of the money will help address needs that weren't immediately apparent in the disaster's wake. It also plans to give grants to other nonprofit groups doing Sandy recovery work.
QUESTIONS: Some disaster relief experts say that's smart planning. But others question whether the organization should have acted with more urgency in the weeks after the storm and left long-haul recovery tasks to others.