Mon, May 28, 2012, 5:30 PM EDT - U.S. Markets closed for Memorial Day

Financial News from Bankrate

  • Worried worker: Spend savings on mortgage? Bankrate.com - 14 hours ago

    Dear Dr. Don,I am a 34-year-old New Yorker who works in the banking industry. I own a small studio apartment that I bought when I was 27. I have $134,000 left on the mortgage at 5.625 percent interest. ...

  • Cooking up a pricey backyard barbecue Bankrate.com - 14 hours ago

    Heating up the grill 1 of 5It might be physically impossible to have an American summer without participating in at least one barbecue.Every time we fire up the grill, we seem to be reliving that universal ...

  • Video: Financial optimism grows Bankrate.com - 14 hours ago

    Anchor intro: Consumer confidence, job security and gas prices all correlate to how positive or negative Americans are feeling about their overall financial security. For the first time since December ...

  • Financial Security Index Charts » When Gas Prices Rise, Consumers Cut BackGas has been pricey this spring and the pain at the pump has caused some consumers to change their spending patterns, a new survey ...

  • Video: What does 'fraud' mean? Bankrate.com - 14 hours ago

    Marina Orlova of Hot for Words: Hello my dear students, I've just gotten the most interesting email! It's from the wife of a former prince in a very poor country, who knows of this huge stash of gold All ...

  • After three years of record-low interest rates, few advisers are pushing their clients to build CD ladders. It's a method of opening numerous certificates of deposit that will mature at various times, ...

  • Hot for words » Find The Facts On Fraud Download PDF More From Bankrate.com Fly first class for free? Defining 'fraud' Gas prices drive economy

  • Dear Debt Adviser,Your article, "Old debts won't hurt new loan," had a lot of valuable information I forwarded to my daughter. Twelve years ago, she was one of those 18-year-olds who was offered ...

  • 5 frugal ways to upgrade to first class Bankrate.com - 14 hours ago

    Now departing? Slide 1 of 6Today's overcrowded planes, high-priced flights and extra fees for everything from luggage to a bag of chips mean air travelers don't often feel like they're on cloud nine.But ...

  • A borrower's guide to the mortgage application Bankrate.com - Fri, May 25, 2012 3:01 AM EDT

    A mortgage application serves a simple purpose: to help the lender decide whether to lend money to the borrower. But the industry standard Uniform Residential Loan Application, also known as Fannie Mae ...

  • 5 costly car dealer options to skip Bankrate.com - Fri, May 25, 2012 3:01 AM EDT

    Dealer options are part of car sales pitch 1 of 7Let's face it, when you buy a new car , you deal with experienced sales professionals who use a variety of time-tested methods to sell you add-on products ...

  • How can a full-time student snag a car loan? Bankrate.com - Fri, May 25, 2012 3:01 AM EDT

    Dear Driving for Dollars,I am a full-time student, and I have no credit. I would like to buy a car, but I'm worried I'll be faced with a ridiculously high car loan rate. My parents aren't around to co-sign ...

  • AAA study: Cost of owning a car is rising Bankrate.com - Fri, May 25, 2012 3:01 AM EDT

    It's time to allocate some more dollars to your car budget -- even if you own your car outright. The 2012 Your Driving Costs study by AAA has found that the cost of owning and operating a car in the U.S. ...

  • Is a charge card better than a credit card? Bankrate.com - Fri, May 25, 2012 3:01 AM EDT

    Some consumers may like the convenience and rewards of using a credit card -- but don't want to revolve debt from month to month. If you fit that description, consider another payment choice: the charge ...

  • Home economics: House swapping a vacation stay Bankrate.com - Fri, May 25, 2012 3:01 AM EDT

    These days, vacations don't come cheap. It can cost a family of four close to $1,000 just for seven nights of lodging. And that doesn't include meals and amenities such as Wi-Fi.To combat that, travelers ...

  • Can I trust this bank offering a good rate? Bankrate.com - Fri, May 25, 2012 3:01 AM EDT

    Dear Dr. Don,I'm looking at a particular bank and am wondering if it's a good place to have a savings account because of the interest rate. I have about $20,000 that I want to place there for the sole ...

  • Q&A with 'Monty Python's' Terry Jones Bankrate.com - Fri, May 25, 2012 3:01 AM EDT

    Monty Python member Terry Jones has kept busy with a great variety of non-Python-related projects over the years, including writing books about medieval history and creating comedic health advice videos ...

  • Video: Traveling without an EMV card Bankrate.com - Fri, May 25, 2012 3:01 AM EDT

    Intro: What is meant to help stave off credit card fraud might actually hinder Americans traveling abroad.EMV chip card technology is used in more than 80 countries around the world. Instead of a magnetic ...

  • 8 great ways to save green on lawn care Bankrate.com - Thu, May 24, 2012 3:01 AM EDT

    Save money on lawn care 1 of 10When people think of saving money around the house, they think of things that happen inside, such as utility usage and family meals. But your lawn care and gardening habits ...

  • Credit card interest rates for May 24, 2012 Bankrate.com - Thu, May 24, 2012 3:01 AM EDT

    Interest Rate Roundup Mortgages CDs Auto Loans Home Equity Credit Cards Find the best credit card offers available. Credit Cards 13.81% (all fixed) 14.45% (all variable)Credit card rates didn't budge this ...

  • CD rates for May 24, 2012 Bankrate.com - Thu, May 24, 2012 3:01 AM EDT

    Interest Rate Roundup Mortgages CDs Auto Loans Home Equity Credit Cards Compare CD rates nationally and in your area. CDs 0.33% (1-year CD yields) 1.12% (5-year CD yields)Longer-term rates on certificates ...

  • Auto loan rates for May 24, 2012 Bankrate.com - Thu, May 24, 2012 3:01 AM EDT

    Interest Rate Roundup Mortgages CDs Auto Loans Home Equity Credit Cards Find the best auto rates in your area. Auto Loans 4.47% (60-month, new car) 5.13% (36-month, used car)Auto loan rates were flat this ...

  • 7 sporty cars that give you great gas mileage Bankrate.com - Thu, May 24, 2012 3:00 AM EDT

    Auto » 7 Sporty Cars With Great Fuel Economy Sporty cars that save you money 1 2 3 4 5 6 7 8 >You don't have to sacrifice the performance, style and sharp handling of a sports car for fuel economy. ...

  • The disaster supplies every household needs Bankrate.com - Thu, May 24, 2012 3:00 AM EDT

    Disasters come in many forms and can strike virtually anywhere at any time. We all need to be ready for the worst, says Don Lauritzen, a spokesman for the American Red Cross."It's important for households ...

  • 5 keys to unlocking hidden hotel deals Bankrate.com - Thu, May 24, 2012 3:00 AM EDT

    Go 'opaque' and saveIf you didn't reserve your last hotel room through Priceline or one of the other "hidden" hotel deal sites, sorry -- you just overpaid.

  • Rates are great, home prices less filling Bankrate.com - Thu, May 24, 2012 3:00 AM EDT

    Mortgage rates stayed near all-time lows this week, as the housing market showed signs of life and sent potential homebuyers a message: If you want to buy low, it doesn't get any better than this. 30 year ...

  • Stay with 401(k) if employer doesn't match? Bankrate.com - Thu, May 24, 2012 3:00 AM EDT

    Dear Dr. Don,I'm been putting $200 per month into a 401(k) at work. The only thing is that my employer doesn't provide a matching contribution. So, my question is: Do I keep putting money into the 401(k), ...

  • Big or small: Which accounts do I pay off first? Bankrate.com - Thu, May 24, 2012 3:00 AM EDT

    Dear Debt Adviser,Is it better to pay off many items with small balances that are reported on your credit report? Is it better to pay off the oldest ones first? Is it best to pay off the larger amounts ...

  • How volunteering can help you land the right job Bankrate.com - Thu, May 24, 2012 3:00 AM EDT

    If you're looking for a new job, you've probably heard about the value of volunteering. It's solid advice that really can help you land a job, says Charles Purdy, Monster.com's career expert and author ...

  • Why the IRS stirs the pot with marijuana clinics Bankrate.com - Thu, May 24, 2012 3:00 AM EDT

    Dear Tax Talk,I hear the Internal Revenue Service is all over medical marijuana clinics, trying to put them out of business. What can the IRS do if the state allows these clinics and even in some places ...

  • Video: Amazing fuel-efficient cars Bankrate.com - Thu, May 24, 2012 3:00 AM EDT

    -Intro-[Begin VIDEO with Kristin Arnold on camera introducing the video topic]As gas prices continue to rise, more consumers are looking at hybrid and alternative fuel cars. It's not just the fuel efficiency ...

  • Coping with debt when you're laid off Bankrate.com - Thu, May 24, 2012 3:00 AM EDT

    Until the right "help wanted" ad appears, today's pink-slipped workers may benefit from posting their own "help wanted" appeal.Creditors may agree to ease loan terms when workers need ...

  • High-yield checking: A good bet Bankrate.com - Wed, May 23, 2012 6:00 AM EDT

    Checking » High-Yield Checking: A Good BetWhen the economy is seemingly stuck in neutral and the federal funds rate is hovering between zero percent and 0.25 percent for the foreseeable future, you could ...

  • Video: High-yield checking for savvy savers Bankrate.com - Wed, May 23, 2012 6:00 AM EDT

    Kristin's intro: In this record-low interest rate environment, savers are looking for whatever additional interest earnings they can find. Well, listen up savers because Bankrate.com is out with their ...

  • 4 risky places to swipe your debit card Bankrate.com - Wed, May 23, 2012 6:00 AM EDT

    Debit Cards » Best Prepaid Debit Cards » 4 Risky Places To Swipe Your Debit Card Debit cards are different Slide 1 of 5Would you give a thief direct access to your checking account?No? Unfortunately, you ...

  • Worried worker: Spend savings on mortgage? Bankrate.com - Wed, May 23, 2012 6:00 AM EDT

    Dear Dr. Don,I am a 34-year-old New Yorker who works in the banking industry. I own a small studio apartment that I bought when I was 27. I have $134,000 left on the mortgage at 5.625 percent interest. ...

  • Should baby boomers say 'bye' to retirement? Bankrate.com - Wed, May 23, 2012 6:00 AM EDT

    Between inflation and consistently pitiful yields, retirement planning has become a Herculean task. Investment is tough when working with low returns. But there's a bigger problem on the horizon -- a large ...

  • What happens when you write a check? Bankrate.com - Wed, May 23, 2012 6:00 AM EDT

    Checking » High-Yield Checking » What Happens When You Write A Check?In an age of plastic money, many people have forgotten about or never learned to use the paper checks that come with most bank, brokerage ...

  • 5 roomy alternatives to replace your SUV Bankrate.com - Wed, May 23, 2012 6:00 AM EDT

    Auto » 5 Fuel-Efficient Cars To Replace Your SUV SUVs in a smaller package? 1 2 3 4 5 6 >It's a common misconception that you need to drive a sport utility vehicle to get more space for rear-seat passengers ...

  • How 3 homeowners fought their property tax bills Bankrate.com - Wed, May 23, 2012 6:00 AM EDT

    Declining house values create great opportunities for homeowners to contest their property tax bills and potentially save big money.Each jurisdiction has its own rules, procedures and deadlines to appeal ...

  • Too old to manage your debt and good credit? Bankrate.com - Wed, May 23, 2012 6:00 AM EDT

    Dear Credit Card Adviser,I am 76 years of age and retired. Currently, I live on a pension and Social Security, which amount to about $3,400 per month. I owe $5,000 for a personal loan and $15,000 in credit ...

  • High-yield checking account rates still rockin' Bankrate.com - Wed, May 23, 2012 6:00 AM EDT

    Checking » High-Yield Checking » High-Yield Checking Rates Still Rockin'Apologies to Dickens, but if you were to write a novel called "Rate Expectations" right now, it would be almost as melancholy ...

  • 4 warnings for high-yield checking chasers Bankrate.com - Wed, May 23, 2012 6:00 AM EDT

    Checking » High-Yield Checking » 4 Warnings For High-Yield Checking Chasers Lessons for yield chasersLet's face it: It's not a friendly financial environment for anyone looking to earn income from liquid ...

  • Compare high-yield checking accounts Bankrate.com - Wed, May 23, 2012 6:00 AM EDT

    Checking » High-Yield Checking » Survey Bankrate surveyed 158 banks, thrifts and credit unions to find the best high-yield checking accounts across the country. This year, 57 institutions offer such accounts.This ...

  • 6 Items That Can Kill Your Credit Score Bankrate.com - Tue, May 22, 2012 1:51 PM EDT

    Key credit report indicators 1 of 7You've pulled one of your credit reports . Now what?As you've probably heard by now, you're entitled to free copies of your credit reports. Federal law gives you the ...

  • 7 ways to save on moving costs Bankrate.com - Tue, May 22, 2012 6:00 AM EDT

    7 ways movers can save 1 of 9Whether heading across the country or down the street, movers can make the journey to a new house or apartment cheaper than they might think."The key to making your move ...

  • Should I mount a CD ladder to build savings? Bankrate.com - Tue, May 22, 2012 6:00 AM EDT

    Dear Dr. Don,I am embarking on a simple savings plan as I climb out of debt. I recently got an extra job that will bring in about $250 per month. I was thinking about beginning to build a certificate of ...

  • Video: Financial security improves Bankrate.com - Tue, May 22, 2012 6:00 AM EDT

    Kristin's intro: Americans are showing their first indications of improving financial security. In the monthly Financial Security Index, Bankrate.com found that, relative to one year ago, consumers feel ...

  • TV chefs' 7 ingredients to landing a job Bankrate.com - Tue, May 22, 2012 6:00 AM EDT

    TV chefs dish recipe for job interview successBig job interview coming up?Imagine that you're a "cheftestant" on a reality TV cooking show.If you take the millions of viewers out of the mix, ...

  • CD laddering strategies in a low-yield world Bankrate.com - Tue, May 22, 2012 6:00 AM EDT

    After three years of record-low interest rates, few advisers are pushing their clients to build CD ladders. It's a method of opening numerous certificates of deposit that will mature at various times, ...

Next >>