That’s it, you’re done. After struggling to pay your debts, you’re ready to consider bankruptcy. It’s time to contact a lawyer to represent you, but which one?

The federal CARD Act of 2009 created rules about how payments should be allocated when there are multiple rates, but not for multiple balances

The Social Security Administration is considering easing the process for replacing stolen SSNs for children 13 and younger, who are increasingly targeted by identity thieves

May 15, 2013: Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report.

She applied for a low-limit, high annual fee card and never activated it. Now she wants to cancel it. How will that impact her credit score?

A study by a pair of University of Michigan sociologists finds people who are ill and don't seek treatment because of the cost are more likely to have credit card debt than other forms of debt

Americans between the ages of 18 and 29 have an optimistic outlook on their financial future. Things look significantly gloomier to older Americans, however

Consumers resumed paying down their card balances in the first quarter of 2013, the New York Fed reported, and delinquencies improved

It's usually not worth shelling out for an annual fee if a card's rewards don't at least pay for it. But if that card happens to be your oldest one, will cancelling the card hurt your credit score?

Women have more credit knowledge, says a study released Monday, but few of us really understand what makes us creditworthy

Start by deciding on one or two items most important to you both. Splurge on those, scrimp on the rest and you'll avoid a runaway bridal budget

California's attorney general accused Chase Bank of using false documents in court cases to collect credit card debts

When creditors mechanically and automatically certify that credit card debt is real without any documentary evidence, it's called robo-signing, and the practice is both widespread and controversial

Credit card issuers determine your limit based on what they think you can repay. If you want to raise your limit it helps to have your argument nailed down before you ask

With $4,000 in card debt and five months behind on the bill, she wonders if settling the bill or paying it off is better for her credit score

Prepaid debit cards are quickly growing in popularity among consumers, but the global conspiracy that stole $45 million from two Middle Eastern banks shows that they’re also attracting attention from another ...

Budgets can be a valuable tool to control spending, but many fail. Be wary of these five budget-bursting culprits, and learn how to prevent yours from flopping

Through garnishment, an old debt has been repaid, but the credit damage can linger for years. The good news? It fades with time

As online shopping has evolved, so have the ways in which you can use the tool wisely. These seven tips will keep time on the clock and money in your wallet

May 8, 2013: Interest rates on new credit card offers ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report.

If you can afford to pay off a high-cost loan, do it. Don't stick with a bad loan in the false belief that it will help build your credit score

Social media channels such as Twitter, Facebook and YouTube can help you resolve problems, find perks and maximize the benefits you get from your credit cards

Banks are swinging open their vault doors wider for businesses, but consumers are seeing only slightly easier access to loans -- including credit cards

If you’ve checked out the sweet perks that come with small-business rewards cards, you may be tempted to apply, even if you’re not a business owner

Most parents say they talk about money regularly with their kids. Their children, however, don't think these conversations are enough

When a spouse has thousands in secret card debt and then files for divorce, exactly who is responsible for repaying that debt?

As more companies tap into the huge amounts of data to measure consumer behavior, "Big Data" co-author Viktor Mayer-Schonberger says it's not really a bad thing

When family is involved in fraudulent card use, the choice is tough: Silently suffer the credit consequences or rat out a relative

The Federal Reserve's rate-setting committee voted to continue its low-rate policy in the face of stubborn unemployment

May 1, 2013: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report.

The federal government's consumer agency has finalized a rule change to make it easier for nonworking, stay-at-home spouses to get their own credit cards

Her best friend dies, so she "offers" to help the widower out by doing his finances. Then she applies for credit in her deceased friend's name as an "experiment." Hmmm.

CreditCards.com's annual balance transfer offer survey finds fees are falling, but a new breed of tempting hybrid cards is on the rise

Hotel chains are creating smartphone apps that allow you to reserve rooms, find info and maybe even earn triple points -- all on the go

Add-on services like payment protection are expected to rebound from regulators' smackdown

If your personal credit is in the basement and you want to start up a business, getting a business card will be tough -- but not impossible. Here's how

You have $55,000 in card debt. Now you want to borrow against a life insurance policy? Stop. Look at why you're in debt before you go any deeper

When downsizing or job loss makes credit card debt unbearable, the 401(k) money looks tempting. But whether you take it or borrow against it, know the consequences

You can save now by paying an old debt at a discount, but consider your credit over the long run before making up your mind

Banks and storefront lenders will face new rules on small-dollar loans to protect borrowers

Banks and storefront lenders will face new rules on small-dollar loans to protect borrowers

April 24, 2013: Interest rates on new credit card offers dipped this week for the first time in more than two months, according to the CreditCards.com Weekly Credit Card Rate Report

If you have debts that went into collections and were later discharged in bankruptcy, when can you expect those marks to be erased from your credit reports?

Not keeping current on the state of your finances can have dire consequences. Here are six money questions everyone should know the answers to

We didn't just have our credit cards taken away during the recession, we gave them up. So says a new New York Fed study, which says the historic drop in debt was at least partly the result of households ...

Weight-loss scams, prize promotions, membership rip-offs lead the phony pack in the Federal Trade Commission's survey of swindles

Weight-loss scams, prize promotions, membership rip-offs lead the phony pack in the Federal Trade Commission's survey of swindles

Unlike Chapter 7 liquidation plans, Chapter 13s give filers a chance to pay off debts over three to five years -- but they rarely turn out as planned