- Steps to boost credit score when a mortgage is the goal CreditCards.com - 8 hours ago
Getting a mortgage? Check your credit reports, pay down balances, consider closing cards and sit down with a lender for a review
- Protect credit scores when canceling a credit card CreditCards.com - Fri, May 25, 2012 6:30 AM EDT
You'll ding your credit score by canceling a card, especially your oldest, but you can minimize it by boosting the limits on other cards
- 7 tips for dealing with college debt CreditCards.com - Fri, May 25, 2012 6:30 AM EDT
Now that you have your degree, put those smarts to use to figure out how to get out from under your huge student loan debt
- Consumers traveling this summer plan to use rewards, survey says CreditCards.com - Thu, May 24, 2012 7:00 AM EDT
Summer is the time to get away for a little while, and according to a survey, consumers are cashing in on those credit card rewards to do so
- Infographic: After 'I do,' financial skeletons emerge from the closet CreditCards.com - Thu, May 24, 2012 6:30 AM EDT
Now you tell me: Nearly half of divorced or separated adults participating in a survey said they found financial skeletons in the closet of their spouse, but not until after marriage
- Survey: Consumers are getting smarter about credit scores CreditCards.com - Thu, May 24, 2012 6:00 AM EDT
Baffled by your credit scores? You're not alone. The majority of consumers still get confused by what actually goes into a credit score, according to a recent survey. However, the number of people who ...
- Rate survey: Credit card interest rates nose upward CreditCards.com - Wed, May 23, 2012 3:00 PM EDT
After five straight weeks of no movement, credit card interest rates ticked upward to 14.93 percent, according to the CreditCards.com Weekly Credit Card Rate Report
- Getting debt help may hurt access to new credit CreditCards.com - Wed, May 23, 2012 8:00 AM EDT
The reasons that led you into a debt management plan may be the same reasons why credit card issuers keep turning your down for new credit
- Q&A with Holly McCall, champion of the stay-at-home parent CreditCards.com - Wed, May 23, 2012 8:00 AM EDT
Turned down for a Target card because issuers cannot consider household income anymore, McCall got so mad she's campaigning for change
- Why getting debt help may hurt access to new credit CreditCards.com - Wed, May 23, 2012 8:00 AM EDT
The reasons that led you into a debt management plan may be the same reasons why credit card issuers keep turning your down for new credit
- Federal financial watchdog seeks prepaid card protections CreditCards.com - Wed, May 23, 2012 12:01 AM EDT
The federal Consumer Financial Protection Bureau is seeking public comments on beefing up consumer protections in the prepaid card industry
- Winners and losers 3 years after Credit CARD Act CreditCards.com - Tue, May 22, 2012 8:00 AM EDT
Three years after President Obama signed the Credit CARD Act of 2009, consumers are better off, there are fewer complaints and huge interest rate hikes haven't come to pass
- Keep things simple with a cash back credit card CreditCards.com - Tue, May 22, 2012 8:00 AM EDT
Want an uncomplicated, easy-to-use rewards card? Instead of killing yourself keeping track of rotating rewards programs, try a simple cash-back card
- Fight back against husband who opens credit cards in wife's name CreditCards.com - Mon, May 21, 2012 8:00 AM EDT
He signed her name to credit card applications and had the bills sent to a secret address; now he needs to surrender control of the accounts -- or else!
- Passbook savings loans are secured by savings, CD balances CreditCards.com - Mon, May 21, 2012 8:00 AM EDT
Credit unions and some banks across the country offer a tool to help build credit: 'passbook savings loans' secured by your own savings
- Is it time to hire a daily money manager? CreditCards.com - Fri, May 18, 2012 7:00 AM EDT
Overweight? Hire a personal trainer. Dirty house? Get a cleaning service. But to whom do you turn to get a grip on overspending and debt? A daily money manager
- Should one spouse take on full debt load? CreditCards.com - Fri, May 18, 2012 7:00 AM EDT
A married couple with joint card debt wants to transfer the balance to a lower rate card. Should the better credit score spouse take on the burden alone?
- Q&A with Phil Collins CreditCards.com - Thu, May 17, 2012 8:00 AM EDT
The retiring drummer reveals an additional facet of himself with his new book about the Alamo
- How to price garage sale items CreditCards.com - Thu, May 17, 2012 8:00 AM EDT
Pricing garage sale items isn't an exact science. But if you consult pricing guidelines, know your market and group like items together, you'll do well
- Rate survey: Credit card interest rates stay flat a 5th week CreditCards.com - Wed, May 16, 2012 3:45 PM EDT
Credit card interest rates remained unchanged for the fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report
- Credit card rewards can trim the sales price of cruising CreditCards.com - Wed, May 16, 2012 8:00 AM EDT
Sure, you want to cruise to distant shores, but you don't want every dime pirated away. Special rewards cards and programs can smooth out the financial seas
- 2 ways to start building a credit history CreditCards.com - Wed, May 16, 2012 8:00 AM EDT
You want your first credit card, but no bank will give you one without an established credit history. How do you go about proving you're a good credit risk?
- How to get rewards for rural hotel stays CreditCards.com - Tue, May 15, 2012 8:00 AM EDT
If your job takes you to small-town America, you can still find a rewards credit card that gives you big points for frequent motel stays
- Credit card protection plans draw state lawsuits, federal scrutiny CreditCards.com - Tue, May 15, 2012 7:30 AM EDT
Consumer advocates have long warned against credit card protection plans for their high cost, low payouts and big exclusions. Now regulators are joining in
- 7 questions to ask before buying credit card payment protection CreditCards.com - Tue, May 15, 2012 7:30 AM EDT
To see whether you're a fit for a credit card payment protection plan, ask yourself these seven questions
- Young debtor, learn the basics before it's too late CreditCards.com - Mon, May 14, 2012 6:30 AM EDT
At age 25, a reader with a $5,000 debt in collections is young enough to overcome the problem and establish a lifetime of good money habits
- The latest privacy invasion: retailer tracking CreditCards.com - Mon, May 14, 2012 6:00 AM EDT
Credit and debit card purchases leave a surprisingly detailed purchase trail. What can you do to protect your privacy?
- Government seizes websites selling stolen credit card info CreditCards.com - Sun, May 13, 2012 1:00 AM EDT
The federal government slammed the virtual doors on 36 websites participating in illegal behavior in April. Their crime? Selling and distributing stolen credit card numbers.
- Tips to avoid problems with prepaid calling cards CreditCards.com - Fri, May 11, 2012 8:00 AM EDT
The Federal Communication Commission and Consumer Reports offer tips to prepaid calling card purchasers before they buy, plus where to turn if something goes wrong
- Can you use dad's credit card when he's ill? CreditCards.com - Fri, May 11, 2012 8:00 AM EDT
An adult child is taking care of her dying father and wonders about the legality of using his plastic to pay for bills and medical expenses
- FCC: Prepaid calling cards remain 'a trap' CreditCards.com - Fri, May 11, 2012 1:00 AM EDT
PINs that don't work, murky fees, short fuse expiration dates and higher-than-advertised rates are among the prepaid calling cards' continuing flaws, says the federal agency
- Paying down debt vs. saving: how to decide CreditCards.com - Thu, May 10, 2012 8:00 AM EDT
To get the most out of any extra money, compare how much you could pull in by saving it against how much interest you're paying out on your loans
- Infographic: Post-recession shifts in credit scores CreditCards.com - Wed, May 9, 2012 10:30 AM EDT
Americans' post-recession credit scores have shifted, says FICO, with fewer people clustered at the ends of the scale and more people in the middle
- When it's OK to get a second credit card CreditCards.com - Wed, May 9, 2012 8:00 AM EDT
You've been faithful to paying on time with your first credit card, but the limit is low. How do you know when it's a good time to get a second credit card?
- Rate survey: Credit card interest rates stay put for the fourth straight week CreditCards.com - Wed, May 9, 2012 1:00 AM EDT
Interest rates on new credit card offers stayed put for the fourth straight week, according to the CreditCards.com Weekly Credit Rate Report
- 6 reasons to avoid payday loans CreditCards.com - Tue, May 8, 2012 8:00 AM EDT
With all the bad press payday loans get, you'd think people would steer clear of them. But the lure of fast cash keeps them coming
- Buying merchandise with points: A good deal? CreditCards.com - Tue, May 8, 2012 8:00 AM EDT
Keeping up with rotating rewards points programs takes time and energy, so is buying stuff with your points instead a better option?
- Consumer credit card balances shoot up CreditCards.com - Mon, May 7, 2012 1:00 PM EDT
Consumers' card balances surged in March, breaking a two-month streak of declines and helping boost overall consumer credit card balances by 10.2 percent -- the single biggest increase in more than a decade...
- Keeping credit score high when you carry big card balances CreditCards.com - Mon, May 7, 2012 8:00 AM EDT
Even if your credit score is high, issuers may still reject you for a new card if your card balances are near their limit
- Survey: Costs of prepaid cards vary widely CreditCards.com - Mon, May 7, 2012 8:00 AM EDT
As more consumers turn to prepaid cards for budgeting and flexibility, our 2012 survey reveals that fees for these cards vary greatly
- Infographic: Credit card companies at bottom of pack in 'forgiveness' CreditCards.com - Fri, May 4, 2012 7:00 PM EDT
American consumers find credit card issuers to be the least forgivable industry, according to an April 2012 survey
- Dealing with a spouse's secret credit card debt CreditCards.com - Fri, May 4, 2012 8:00 AM EDT
When one spouse repeatedly lies about credit card debt and keeps it a secret, what's the other spouse to do?
- Q&A with Charles Duhigg: diagnosing, restructing bad money habits CreditCards.com - Fri, May 4, 2012 8:00 AM EDT
"The Power of Habit" author Charles Duhigg discovered surprising keys to permanently changing his life by diagnosing and reconstructing his habits
- Award-winning card designs show plastic's flashy side CreditCards.com - Thu, May 3, 2012 8:00 AM EDT
These winners of the Elan Award -- a prize given to the year's most innovative card designs -- sparkle, shine and don't deserve to be hidden in a wallet
- Survey: Credit card rates remain unchanged for 3rd straight week CreditCards.com - Wed, May 2, 2012 3:00 PM EDT
Interest rates on new credit card offers held steady for the third straight week, according to the CreditCards.com Weekly Credit Card Rate Report
- Know where you stand before you apply for new credit CreditCards.com - Wed, May 2, 2012 8:00 AM EDT
To know what kind of credit card you can qualify for, you first need to know your credit score and pull your credit reports
- Infographic: College graduates afraid of not finding job CreditCards.com - Tue, May 1, 2012 1:00 PM EDT
Respondents to an online survey say that of their worries after college, they are most afraid of not finding a job
- Is your doctor checking your credit report? CreditCards.com - Tue, May 1, 2012 8:00 AM EDT
A growing number of health care providers, including hospitals, surgeons, dentists' offices and fertility clinics, are checking patients' credit. And some consumer advocates are crying foul
- Are business card flier miles taxable? CreditCards.com - Tue, May 1, 2012 8:00 AM EDT
When cashing in on miles acquired through business card use for personal travel, is there any risk of having to pay taxes on those miles?
- Infographic: Brazil top nation for financial literacy, Visa survey finds CreditCards.com - Tue, May 1, 2012 7:00 AM EDT
In an April 2012 international survey of 25,000 people, Visa ranks countries in order of financial literacy. Brazil topped the list, and the U.S. finished just out of the medal round
