- The Credit Tool Everyone Forgets About Credit.com - 6 hours ago
There is one credit tool that many people forget about, possibly because it seems counter-intuitive when you first hear about it: A personal loan.
- A New Telemarketer Tactic: Impersonating Teachers Credit.com - 8 hours ago
Aggressive telemarketers have pretended to be the IRS and charities, but apparently they've hit a new low recently -- impersonating schoolteachers.
- Massive Identity Theft Scheme Has International Ties Credit.com - 10 hours ago
Fifty-five people were indicted in an identity theft and tax-fraud scheme, but 33 suspects are still at large, many of whom are no longer in the country.
- Will the Government Shutdown Lead to a Spike in Payday Loans? Credit.com - 10 hours ago
What do you do if you're suddenly left without a paycheck? Some in this position may look to payday loans. Here's what you need to know before you borrow.
- 10 Common Credit Questions for Debt Collectors Credit.com - 10 hours ago
Many of us recovering from a financial setback, in which bills went unpaid for an extended period of time, wind up with accounts in collections. Here are 10 common questions about credit scores and debt ...
- 3 Reasons You’re Paying More for Health Care Credit.com - 11 hours ago
We’ve heard a lot of celebrating lately about how the growth in health spending is slowing. So why does it seem like we’re paying more for health care?
- Where America's Small Businesses Are Succeeding Credit.com - Mon, Sep 30, 2013 3:00 PM EDT
Small businesses in the U.S. have improved their credit profiles, but certain areas of the country have seen more success than others.
- 3 Credit Card Rewards Programs Just Got Better Credit.com - Mon, Sep 30, 2013 1:00 PM EDT
We hear about how reward programs are getting worse. But let's look at three credit card reward programs have changed for the better.
- MasterCard vs. Visa: What's the Difference? Credit.com - Mon, Sep 30, 2013 12:00 PM EDT
MasterCard and Visa are the most popular networks, and most credit card users find them to be indistinguishable. So let's look at the differences.
- How to Stay on Budget With a Home Renovation Credit.com - Mon, Sep 30, 2013 11:00 AM EDT
If you do it right, a home renovation or remodel could add a lot to the value of your home. These tips will help you stay on budget when renovating.
- 4 Money Mindsets: Which Is Yours? Credit.com - Mon, Sep 30, 2013 10:09 AM EDT
- Home Sales & Prices Up in August Credit.com - Mon, Sep 30, 2013 9:00 AM EDT
Home sales and prices continued to recover in August, according RealtyTrac’s monthly residential and foreclosure sales report.
- Can a Debt Collector Double My Debt? Credit.com - Mon, Sep 30, 2013 8:00 AM EDT
If you’re trying to pay off a collection account, beware: you may owe more than you thought, because debt collectors can often charge interest.
- CFPB: Personal Finance Is as Important as U.S. History Credit.com - Sun, Sep 29, 2013 10:00 AM EDT
Most states don’t require schools to teach financial education, but the Consumer Financial Protection Bureau says it shouldn’t be that way.
- 7 Loans You Thought Had Disappeared Credit.com - Sun, Sep 29, 2013 9:00 AM EDT
Many of the most popular types of mortgages from the days of the housing bubble have virtually disappeared. But are they extinct, or just hibernating?
- How Financial Institutions Can Protect Seniors From Abuse Credit.com - Sat, Sep 28, 2013 10:00 AM EDT
The CFPB, the Fed and other organizations issued advice to financial institutions for spotting signs of crimes against senior citizens.
- Child Identity Theft Linked to Mobile Devices Credit.com - Sat, Sep 28, 2013 9:00 AM EDT
Kids' increased use of mobile devices has left them more vulnerable to child identity theft online.
- Top Rental Markets to Buy an Investment Property Credit.com - Fri, Sep 27, 2013 3:00 PM EDT
A new report identifies the 25 hidden-gem, single-family rental markets across the country, for those looking to buy investment property.
- Help! Credit Card Theft Is Damaging My Credit Score Credit.com - Fri, Sep 27, 2013 1:00 PM EDT
If you're a victim of credit card theft, it's extremely important to report the theft immediately in order to minimize the damage to your credit.
- What Would You Do With $100,000? Credit.com - Fri, Sep 27, 2013 11:00 AM EDT
Imagine $100,000 falls into your hands. What would you do with it? Some consumers say they would use it to pay off debt.
- 7 Ways You Lose Out On Credit Card Rewards Credit.com - Fri, Sep 27, 2013 9:20 AM EDT
As exciting as it is to imagine your credit card rewards multiplying, there is often a catch. Here are 7 ways cardholders will fail to earn their rewards.
- 7 Credit Mistakes That Could Wreck Your Retirement Credit.com - Fri, Sep 27, 2013 8:00 AM EDT
Here are the top seven credit mistakes senior citizens make that can hurt their retirement, and what they can do to fix them.
- How Much Should I Be Saving For Retirement? Credit.com - Thu, Sep 26, 2013 3:00 PM EDT
After I published my post on the retirement crisis yesterday, I got a few emails asking the same question: How much should I be saving for retirement?
- Scoring Sallie Mae: How Student Loan Servicers are Rated Credit.com - Thu, Sep 26, 2013 1:30 PM EDT
The CFPB released a study, ranking the student loan servicers -- FedLoan Servicing (PHEAA), Great Lakes, Nelnet and Sallie Mae -- on their customer service.
- Chase Stops Offering Joint Credit Card Accounts Credit.com - Thu, Sep 26, 2013 1:00 PM EDT
Chase says it will no longer offer joint credit cards to its customers. Existing accounts aren't affected, and cardholders can still add authorized users.
- 3 Accounts That Could Hurt Your Credit Score Credit.com - Thu, Sep 26, 2013 1:00 PM EDT
If you ask most people what types of credit accounts can hurt your credit score, many would say credit cards. But here are 3 other accounts you shouldn't ignore.
- A Surprising Look at Why One in Seven Adults Isn't Online Credit.com - Thu, Sep 26, 2013 11:00 AM EDT
About one in seven U.S. adults don’t use email or are not online, according to a poll published by Wednesday by the Pew Research Center.
- The Best Business Reward Credit Cards in America Credit.com - Thu, Sep 26, 2013 8:00 AM EDT
As part of our Best Credit Cards in America series, this month we look at the best business reward credit cards.
- Consumers Are Shifting From Debit Cards to Credit Cards Credit.com - Wed, Sep 25, 2013 3:00 PM EDT
Consumers have shifted $7.7 billion in spending from prepaid cards and debit cards to credit cards in 2012, according to an analysis of industry data by MasterCard.
- This College Will Repay Your Student Loans If You Can't Get a Job Credit.com - Wed, Sep 25, 2013 1:00 PM EDT
Adrian College announced a plan to pay student loans for graduates who can't find a job or earn below a certain amount of money.
- Why the Police Want You to Upgrade Your iPhone to iOS 7 Credit.com - Wed, Sep 25, 2013 11:00 AM EDT
Law enforcement officials are asking iPhone users to upgrade their phones with the new iOS 7 software for its security features.
- Does Getting Approved for a Credit Card Help Your Credit Score? Credit.com - Wed, Sep 25, 2013 8:00 AM EDT
You probably know that applying for credit can lower your credit scores. But can getting approved for a credit card help your credit score?
- 10 Gloomy Stats About Our Financial Future Credit.com - Tue, Sep 24, 2013 3:00 PM EDT
According to a new survey, American adults, whether or not they have kids, aren’t very optimistic about young Americans’ financial futures.
- The Poorest Cities in America Credit.com - Tue, Sep 24, 2013 1:00 PM EDT
The U.S. Census Bureau released a new survey, which gave insight on the wealth distribution within the nation. Here are the cities with the lowest income.
- Engaged? What You Need to Know About Buying a Home Credit.com - Tue, Sep 24, 2013 11:00 AM EDT
Are you engaged? Depending on your finances, you might be better off buying a home before you walk down the aisle. Here’s when to consider doing just that.
- A Record Number of Americans Turn to Auto Loans Credit.com - Tue, Sep 24, 2013 9:00 AM EDT
A record number of consumers took out an auto loan or lease when car shopping in the second quarter of 2013, according to Experian Automotive.
- What to Do if an Authorized User Is Abusing Your Credit Card Credit.com - Tue, Sep 24, 2013 8:00 AM EDT
The idea of adding an authorized user to a credit card account is often considered to be as risky as cosigning a loan.
- The National Default Rate: Are Borrowers Paying Up? Credit.com - Mon, Sep 23, 2013 3:00 PM EDT
Timely debt payments, particularly on credit cards and first mortgages, have led to a trend of year-over-year decline in the national default rate.
- Everything You Need to Know About Credit on a Post-It Credit.com - Mon, Sep 23, 2013 1:30 PM EDT
Credit can be confusing, so we wrote out the five most important credit rules you need to follow -- on a Post-it note.
- Relax! Your Facebook Account Won't Kill Your Credit Credit.com - Mon, Sep 23, 2013 1:00 PM EDT
Despite recent warnings that your Facebook friends’ or Twitter followers' financial problems might kill your credit scores, you can relax.
- My Credit Is a Mystery. Where Do I Start? Credit.com - Mon, Sep 23, 2013 12:19 PM EDT
- Reverse Mortgage Changes: What You Need to Know Credit.com - Mon, Sep 23, 2013 11:00 AM EDT
Once new rules go into effect Oct. 1, reverse mortgage changes may make the loans more difficult to get, and allow access to less of a home’s value.
- 5 Perks Hidden in Credit Card Fine Print Credit.com - Mon, Sep 23, 2013 9:00 AM EDT
While credit card fine print can hold nasty surprises sometimes, there are some great cardholder benefits you can find too.
- Why It Pays to Know Your Debt Collector Credit.com - Mon, Sep 23, 2013 8:00 AM EDT
If you've ever fallen behind on your bills, you know what it means to be hounded by debt collectors. But here's why it pays to know who you're dealing with.
- Mortgage Market Up 10% From Last Year Credit.com - Sun, Sep 22, 2013 9:00 AM EDT
The mortgage market has gained momentum, with loan originations up 10% year over year in the second quarter of 2013, according to an analysis by Experian.
- The U.S. Cities With the Highest Incomes Credit.com - Sun, Sep 22, 2013 8:00 AM EDT
Based on the U.S. Census Bureau's 2012 American Community Survey results, we look at the 10 cities that have the highest incomes.
- How to Create an Emergency Fund in 30 Days or Less Credit.com - Sat, Sep 21, 2013 8:00 AM EDT
At the heart of a strong financial plan is an emergency fund. Here is a list of ways to quickly get you started, even if your income is limited.
- Getting the iPhone 5S? Be Smart With Your Trade-In Credit.com - Sat, Sep 21, 2013 8:00 AM EDT
Users of iPhone and other smartphones need to remove the sensitive and revealing information that's stored on their device before handing it over.
- Will Mortgage Rates Drop on Fed News? Credit.com - Fri, Sep 20, 2013 2:00 PM EDT
Mortgage rates dipped to a 5-week low after the Federal Reserve announced Wednesday that it would continue its economic stimulus measures.
- How Technology Can Help You Build Credit Credit.com - Fri, Sep 20, 2013 1:00 PM EDT
Here are some ways that automation can help you build credit despite the busyness of your life.

