- 40% of Americans Don't Know Credit Scores Impact Credit Card Rates Credit.com - 9 hours ago
In a recent survey, 42% of Americans were unaware that mortgage lenders base interest rates on credit scores; and four in 10 didn't know credit card lenders do as well.
- 6 Things to Ask Before Hiring a Financial Advisor Credit.com - 11 hours ago
If you are in the market for a financial advisor, here are the most important questions to ask your prospective advisor, and how to verify their answers.
- 5 Housing Markets Making a Comeback in 2013 Credit.com - Fri, May 17, 2013 9:30 AM EDT
Many housing markets have had significant home price gains in the last year, and are expected to grow through the end of this year. Here are the top 5 markets.
- Double Whammy: Mortgage Settlement Payments Will Be Taxed Credit.com - Fri, May 17, 2013 9:00 AM EDT
If you received a check from the Independent Foreclosure Review (IFR) settlement, don't spend it all in one place. Here's how these payments may be taxed.
- 5 Credit Card Fees You Should Never Pay Credit.com - Fri, May 17, 2013 8:00 AM EDT
- Should You Pay Off Your Ex's Credit Cards? Credit.com - Thu, May 16, 2013 8:00 AM EDT
We've heard plenty of stories wherein an ex has damaged a former spouse's credit through unpaid debts. Here we look at one such cautionary tale.
- Roth IRA vs. 401k: What's Right for You? Credit.com - Thu, May 16, 2013 7:30 AM EDT
When it comes to retirement savings, too many people are stuck with their first plan. But at some point, it's time to look at new options.
- The AARP Credit Card: Not Just for Retirees Credit.com - Thu, May 16, 2013 7:00 AM EDT
There is a whole world of unusual credit cards out there that are just waiting for savvy customers to take them for a spin.
- How Important Is Your Credit Score? Credit.com - Wed, May 15, 2013 12:00 PM EDT
- Are No-Cost Mortgages Always the Best Deal? Credit.com - Wed, May 15, 2013 6:00 AM EDT
You have low-cost mortgages and no-cost mortgages, but how do you know if they're the best deal for you? Here's how they differ, and how they can benefit you (or not).
- More Americans Are Missing Mortgage Payments Credit.com - Wed, May 15, 2013 5:00 AM EDT
More borrowers are falling behind on their mortgage payments for the first time, according to new survey.
- 5 Ways Buying a Home Can Hurt Your Credit Credit.com - Tue, May 14, 2013 6:00 AM EDT
Did you know that that buying a home can also hurt your credit? Here's how it can quickly go from a positive experience to a negative experience.
- The Big Profits Behind Student Loan Interest Rates Credit.com - Tue, May 14, 2013 5:00 AM EDT
Interest rates on federal student loans are currently up for debate in Washington, D.C., and the policies being proposed could still lead to big profits for Uncle Sam.
- Most Homebuyers Clueless About Mortgage Basics Credit.com - Tue, May 14, 2013 4:00 AM EDT
When it comes to basic knowledge of the mortgage process, many Americans know less than they should, according to a new survey from Zillow.
- Big Credit Card Sign-Up Bonuses Are Here to Stay ... for Now Credit.com - Mon, May 13, 2013 6:00 AM EDT
Recently, executives from five of the largest banks discussed credit card rewards, and sign-up bonuses were a big topic of discussion.
- More Consumers Getting Credit Line Increases, But for Smaller Amounts Credit.com - Mon, May 13, 2013 6:00 AM EDT
In the last several years, consumers have become more conservative in how they use credit, but now the number of people who are getting access to more credit is growing.
- The Ultimate Guide to Student Loans Credit.com - Mon, May 13, 2013 6:00 AM EDT
Americans owe $1.1 trillion in student loan debt, which are second only to mortgages in terms of household debt. Here's a comprehensive look at student loan debt.
- 3 Quick Fixes to Help Your House Sell for More Credit.com - Mon, May 13, 2013 5:00 AM EDT
Are you in the process of selling your home? Could you use some help selling it for more -- without breaking your budget?
- 3 Ways to Boost Your Credit Score Fast Credit.com - Sun, May 12, 2013 6:00 AM EDT
Repairing a shoddy credit report requires time, but there are few steps you can take to expedite the process. Here's what to do if you're hoping to give your score a boostby Labor Day.
- Help! I'm Bankrupt, But I Want a Home Credit.com - Sun, May 12, 2013 12:01 AM EDT
Here are a few tips for people coming out of bankruptcy on how to boost their score to buy a house.
- Debt Keeping People From the Doctor's Office Credit.com - Sat, May 11, 2013 6:00 AM EDT
The high cost of healthcare and the risk of taking on too much debt is causing many people to avoid going to the doctor and seeking medical attention.
- 7 Best Apps for Small Businesses Credit.com - Sat, May 11, 2013 12:01 AM EDT
If you want to keep an eye on your small business via your smartphone then it would be wise to stay current with the latest apps.
- Help! I Found a Judgment on My Credit Report Credit.com - Fri, May 10, 2013 6:00 AM EDT
It's scary to find out you've been sued for a debt, but didn't even know it. Here's what to do if you find a judgment on your credit report.
- Why Your Next Credit Card Rewards Trip Will Cost More Credit.com - Fri, May 10, 2013 6:00 AM EDT
At a recent conference featuring a discussion among travel executives, the subject of loyalty programs requiring more points, miles and fees came up repeatedly.
- A New Mother's Guide to Money Credit.com - Fri, May 10, 2013 6:00 AM EDT
As a new mom, credit may not seem like the most relevant thing to your life right now, but it can be absolutely essential to help you as you raise your child.
- How to Pay Off A Mountain of Credit Card Debt Credit.com - Thu, May 9, 2013 7:58 AM EDT
- Student Loan Debt: How Much is Too Much? Credit.com - Thu, May 9, 2013 6:00 AM EDT
In our recent survey we asked how much student loan debt is okay, and how much is too much.
- How I Turned My Financial Life Around in a Year Credit.com - Wed, May 8, 2013 6:00 AM EDT
Last year, Linda Mannerberg was struggling with debt and a gambling addiction she hid from those closest to her. She turned her financial life around in just a year.
- Florida: The Top State for Identity Theft Complaints Credit.com - Wed, May 8, 2013 6:00 AM EDT
Florida has more identity theft complaints than any other state in the country, with 361.3 complaints per 100,000 residents last year.
- The Future of Credit Cards Credit.com - Wed, May 8, 2013 4:00 AM EDT
At a recent conference devoted to travel and credit card rewards, here's what emerged on what the future will bring to credit cards.
- Most Americans Spending Less Than $100 for Mother's Day Credit.com - Tue, May 7, 2013 11:30 AM EDT
More than half of all consumers say they plan to spend less than $100 on Mother's Day gifts this year, with less than one quarter considering spending between $100 and $249.
- Is Medical Debt Wrecking Your Life? (Help May Be Coming) Credit.com - Tue, May 7, 2013 2:01 AM EDT
Medical debt reform is gaining support on a number of fronts, which could finally lead to help for consumers who are drowning in medical debts.
- Could My Love of Baseball Hurt My Credit? Credit.com - Tue, May 7, 2013 2:01 AM EDT
A Credit.com reader asks: Could defaulting on season tickets have an impact on your car insurance, current loans for cars, or anything else?
- Graduating From College? The Money Tips You Need to Know Credit.com - Tue, May 7, 2013 2:01 AM EDT
Here are three strategies to help new college grads get their money in order for the next season in their lives.
- New York: Great Pizza, Bagels & Debt Collection Laws? Credit.com - Mon, May 6, 2013 2:01 AM EDT
The General Assembly for New York recently passed the Consumer Credit Fairness Act, which offers consumers more protection against debt collectors.
- 3 Ways to Save Big on Mother's Day Gifts Credit.com - Mon, May 6, 2013 2:01 AM EDT
If you're on a budget, you can still find ways to show Mom you appreciate her without breaking the bank.
- Credit Reports vs. Credit Scores: What's the Difference? Credit.com - Mon, May 6, 2013 2:01 AM EDT
Are consumers now more interested in credit reports than credit scores?
- 4 Big Problems With Social Security Numbers Credit.com - Sun, May 5, 2013 9:38 PM EDT
- Scammers Cash In With Fake Boston Marathon Bombing Charities Credit.com - Sun, May 5, 2013 10:00 AM EDT
The FBI warns of fraudulent attempts to take advantage of people donating to charity for the Boston Marathon bombing. Here's how to protect yourself from scams.
- 5 Money Tips for College Freshmen Credit.com - Sun, May 5, 2013 9:00 AM EDT
While caught up in planning for college, one often overlooked detail is planning to help a student handle money.
- 4 Questions to Ask Before Buying a Home Credit.com - Sat, May 4, 2013 12:01 AM EDT
Here's how to know if it's the right to buy real estate in your community.
- When Should You Consider Bankruptcy? Credit.com - Sat, May 4, 2013 12:01 AM EDT
When you find yourself struggling with debt, you're no doubt searching for solutions. Here are four signs you should consider bankruptcy.
- How Student Loans Can Keep You From Buying a Home Credit.com - Fri, May 3, 2013 2:01 AM EDT
The impact of student loan debt on a mortgage application becomes increasingly important to younger consumers planning to buy a home after graduation.
- 5 Things Car Dealers Won't Tell You Credit.com - Thu, May 2, 2013 10:02 AM EDT
Here are five things car dealers may not tell you that can save you money on your next car purchase.
- When Your Credit Score Assumes You're Guilty Credit.com - Thu, May 2, 2013 7:00 AM EDT
Unlike the justice system in the U.S., the credit scoring system assumes you're guilty until proven innocent. Here's why it works this way and how to get wrong information off your credit profile.
- My Smartest Money Move: Taking More From My Retirement Credit.com - Thu, May 2, 2013 2:01 AM EDT
We're taught to think of retirement savings as a last resort, but it can often be in your best interest to use them to maximize your Social Security benefits.
- Why Your Credit Score Is So Bad Credit.com - Thu, May 2, 2013 2:01 AM EDT
Reason codes are provided to consumers with their credit scores, and tell them why their credit score isn't higher. We help decode the codes.
- 3 Mental Tricks to Overcome Credit Stress Credit.com - Wed, May 1, 2013 6:00 PM EDT
Here are 3 mental tricks to help you overcome stress as you work to improve your credit.
- How to Get a Mortgage If You're Not a U.S. Citizen Credit.com - Wed, May 1, 2013 2:01 AM EDT
Immigrants on the path to citizenship want to set down roots and take advantage of low interest rates in the U.S. But can non-residents get a home loan to live the American dream?
- Hotel Rewards Credit Cards: How to Pick One Credit.com - Wed, May 1, 2013 2:01 AM EDT
With all of the recent changes to hotel rewards programs, here's what you need to know to choose the best hotel rewards credit card.



