- When Your Credit Score Assumes You're Guilty Credit.com - 2 hours 37 minutes ago
Unlike the justice system in the U.S., the credit scoring system assumes you're guilty until proven innocent. Here's why it works this way and how to get wrong information off your credit profile.
- My Smartest Money Move: Taking More From My Retirement Credit.com - 7 hours ago
We're taught to think of retirement savings as a last resort, but it can often be in your best interest to use them to maximize your Social Security benefits.
- Why Your Credit Score Is So Bad Credit.com - 7 hours ago
Reason codes are provided to consumers with their credit scores, and tell them why their credit score isn't higher. We help decode the codes.
- 3 Mental Tricks to Overcome Credit Stress Credit.com - 15 hours ago
Here are 3 mental tricks to help you overcome stress as you work to improve your credit.
- 5 Things Car Dealers Won't Tell You Credit.com - 21 hours ago
Here are five things car dealers may not tell you that can save you money on your next car purchase.
- How to Get a Mortgage If You're Not a U.S. Citizen Credit.com - Wed, May 1, 2013 2:01 AM EDT
Immigrants on the path to citizenship want to set down roots and take advantage of low interest rates in the U.S. But can non-residents get a home loan to live the American dream?
- Hotel Rewards Credit Cards: How to Pick One Credit.com - Wed, May 1, 2013 2:01 AM EDT
With all of the recent changes to hotel rewards programs, here's what you need to know to choose the best hotel rewards credit card.
- Credit Score Obsessed? Don't Be Credit.com - Wed, May 1, 2013 12:01 AM EDT
You don't need to obsess over your credit score to make sure it's in good shape, says the president and CEO of a credit scoring company.
- How to Avoid a Debt Spiral Credit.com - Tue, Apr 30, 2013 12:59 PM EDT
When you have debts you can't afford to pay, your options for dealing with them are limited. Timing is a critical factor when trying to avoid a debt spiral.
- Getting Married? The Biggest Tax Choice You Need to Make Credit.com - Tue, Apr 30, 2013 2:01 AM EDT
Are you recently married (or soon to be) and you're already thinking about taxes for next year? Here are your options so you can make an informed decision.
- The Best Cash Rewards Credit Cards in America Credit.com - Tue, Apr 30, 2013 2:01 AM EDT
This month, in our Best Credit Cards In America series, we look at the best cash rewards cards, and what should you look for in a good cash rewards card.
- Do I Need a Credit Repair Agency? Credit.com - Tue, Apr 30, 2013 2:01 AM EDT
A reader wrote us to ask how she can repair her credit. We look at the downsides of hiring a credit repair agency, and the upsides of DIY credit building.
- The Financial Education Our Kids Deserve Credit.com - Mon, Apr 29, 2013 2:01 AM EDT
As more schools take on financial education, we need to help students not only master the concepts, but also learn how to make the right financial decisions.
- Is Paying Down Your Mortgage Fast a Bad Idea? Credit.com - Mon, Apr 29, 2013 2:01 AM EDT
Planning to pay off your mortgage faster? Here's when it makes sense, plus the top five reasons to postpone the mortgage-burning party.
- Fewer College Students Relying on Credit Cards Credit.com - Mon, Apr 29, 2013 2:01 AM EDT
Today, just 35 percent of college students have credit cards in their name, down from 42 percent just two years ago, according to a new survey.
- Alphabet Soup of Financial Advice Putting Elderly at Risk Credit.com - Sun, Apr 28, 2013 2:01 AM EDT
The CFPB says that senior citizens may be particularly at risk for difficulties getting proper - or trustworthy - help from financial advisers.
- 4 Credit Report Mistakes That Might Be Damaging Your Score Credit.com - Sun, Apr 28, 2013 1:00 AM EDT
These four types of mistakes that can appear on your credit reports can have a serious impact on your credit score.
- Renting or Owning a Home: What's Right for You? Credit.com - Sun, Apr 28, 2013 12:01 AM EDT
The "Rent vs. Own" debate has been raging for decades, but here's how to determine whether renting or owning a home is the right decision for you.
- 3 Times It's Crucial to Monitor Your Credit Credit.com - Sat, Apr 27, 2013 4:00 AM EDT
There are times in life when it's absolutely vital to monitor your credit.
- More Consumers Are Defaulting Again on Modified Mortgages Credit.com - Sat, Apr 27, 2013 2:01 AM EDT
New research shows that a large number of consumers who had their delinquent mortgages modified are now falling behind on their bills once again.
- Kids Could Get New Social Security Numbers After ID Theft Credit.com - Sat, Apr 27, 2013 12:01 AM EDT
A new proposal that would allow child identity theft victims to receive new, clean Social Security numbers has the full backing of the Federal Trade Commission.
- 5 Things Every Graduation Speaker Should Say Credit.com - Fri, Apr 26, 2013 10:30 AM EDT
If graduates knew these things about student loans, credit scores, identity theft and social media, their entry into the real world might be a little easier.
- 4 Summer Trips Your Credit Card Rewards Could Pay For Credit.com - Fri, Apr 26, 2013 2:01 AM EDT
Here are four of the top summer travel destinations, and how to get the most out of your credit card travel rewards.
- Nearly 1 in 4 Americans Have Never Checked Their Credit Report Credit.com - Thu, Apr 25, 2013 1:00 PM EDT
- 4 Keys to a Successful Retirement Credit.com - Thu, Apr 25, 2013 10:40 AM EDT
These days, the risk of outliving your money in retirement is very real. Here's how to plan for a successful life once your working life is done.
- I Pay My Credit Cards Off Each Month But Still Can't Get a Loan Credit.com - Thu, Apr 25, 2013 10:00 AM EDT
We recently received a question from a reader about why her credit score would suffer from "too much credit card debt" when she pays her balance in full every month.
- CFPB Study: Payday Loans Create Cycle of Debt Credit.com - Thu, Apr 25, 2013 2:01 AM EDT
Payday loans are often criticized by consumer experts, and a new study into those loan products shows just how damaging they can be for borrowers.
- Crowdfunding: A Real Alternative to Small Business Loans? Credit.com - Thu, Apr 25, 2013 2:01 AM EDT
You want to start a small business, but bankers won't give you the time of day. You're not doomed to failure though -- you can always crowdfund your business.
- 5 Money Tips That Aren't Absolutes Credit.com - Thu, Apr 25, 2013 12:01 AM EDT
- Credit Cards Still Weapon of Choice for Fraudsters Credit.com - Wed, Apr 24, 2013 2:01 AM EDT
Identity theft can hit consumers in a number of ways, but a new study shows that criminals are using credit cards more often to commit their crimes.
- 5 Ways Your Credit Card Can Ruin Your Credit Credit.com - Wed, Apr 24, 2013 2:01 AM EDT
One thing holding back your credit score may be your credit cards themselves. Here are five ways your credit cards might be hurting your credit.
- 4 Ways to Handle Student Loan Debt Collectors Credit.com - Tue, Apr 23, 2013 3:00 PM EDT
Why lenders are unwilling to work to make student loan payments more affordable, and how to get them to lower your payments.
- The Biggest Credit Mistake People Make Credit.com - Tue, Apr 23, 2013 10:03 AM EDT
- The Gun Score: An Idea So Crazy It Couldn't Work Credit.com - Tue, Apr 23, 2013 3:00 AM EDT
Credit scores distill information from credit reports in order to measure risk. What if a similar kind of score was used for buying guns?
- The Widow's Guide to Social Security Benefits Credit.com - Tue, Apr 23, 2013 2:01 AM EDT
I work with a lot of widows trying to navigate the tricky world of Social Security benefits. Here are some of the basics you need to know.
- How Getting Out of Debt Can Hurt Your Credit Credit.com - Tue, Apr 23, 2013 2:01 AM EDT
Here's how debt relief programs can affect your credit report, credit score, and future access to credit products.
- The Key to Saving: Track Your Spending Credit.com - Mon, Apr 22, 2013 2:01 AM EDT
- Why a Rental Car Could Hurt Your Credit Credit.com - Mon, Apr 22, 2013 12:01 AM EDT
There are many reasons to rent a car -- perhaps for a vacation or to replace your car when it's in the shop -- but your credit might be at risk when you rent.
- Most Consumers Have Good FICO Scores Credit.com - Sun, Apr 21, 2013 12:01 AM EDT
The majority of consumers still have credit scores of more than 700, but the share of those borrowers in the top two tiers of scores has also been shrinking in the past year or so.
- 8 TV Dads With Bad Credit Credit.com - Sun, Apr 21, 2013 12:00 AM EDT
On television, there are dads with good credit, and dads with very bad credit. Here we celebrate the latter.
- 11 Ways a Debt Collector May Be Breaking the Law Credit.com - Sat, Apr 20, 2013 12:01 AM EDT
While not all debt collectors break the federal laws regulating their industry, some do. Here's how you can protect yourself by recognizing a shady collector.
- Is Your Cellphone Ruining Your Credit? Credit.com - Sat, Apr 20, 2013 12:01 AM EDT
You probably never leave the house without your smartphone. But if you're not careful, it can harm your credit history and drag down your score.
- Student Loan Debt Keeping Millennials From Home, Car Loans Credit.com - Fri, Apr 19, 2013 2:01 AM EDT
New statistics show that student loans may prevent young consumers taking on other debt, and the housing and auto markets could suffer as a result
- What Not to Do With Your Credit Card Rewards Credit.com - Fri, Apr 19, 2013 2:01 AM EDT
When you consider spending your hard-earned points and mile,s you should never do the following six things if you want to make the most of your plastic points.
- The Government Agency That Should Fine Itself Credit.com - Fri, Apr 19, 2013 2:01 AM EDT
One government agency has bungled yet another enforcement action, leaving many to wonder whether the U.S. would be better off without it.
- How to Get Paid for Business Travel Credit.com - Thu, Apr 18, 2013 2:01 AM EDT
Business travelers charge thousands of dollars to their credit cards for expenses that their companies then reimburse. Here's how to make money off cash-back rewards.
- When Can I Get a Bankruptcy Off My Credit Report? Credit.com - Thu, Apr 18, 2013 2:01 AM EDT
A bankruptcy can hold you back from financial freedom for years.
- Can I Get Financial Aid If I Already Have Student Loans? Credit.com - Thu, Apr 18, 2013 2:00 AM EDT
If you already have student loans and you think you're out of options, think again.
- Bad Credit? A Boss' Advice for Getting the Job Credit.com - Wed, Apr 17, 2013 3:00 PM EDT
Consumers who've found themselves with bad credit because of unemployment may find it tougher to get a job because of their credit history. A boss weighs in with advice on how to get the job.
- I Need to Rebuild My Credit, Where Do I Start? Credit.com - Wed, Apr 17, 2013 1:10 PM EDT
We recently received this question from a reader who is looking for help with credit report errors and how to improve his credit score.



