Financial News from US News & World Report

  • There are a lot of things that are difficult to control when it comes to retirement. We can't control stock market returns, the meteoric rise of medical costs or the yearly increases in Social Security ...

  • I, along with most investment advisers and financial planners, generally caution my clients to only look periodically at their portfolios; quarterly, or, preferably, annually. The less you look at your ...

  • Welcome to the latest installment of Law Admissions Q-and-A, a monthly feature of Law Admissions Lowdown that provides advice to readers who send in questions and admissions profiles. If you have a question ...

  • Founded in 1994, Amazon.com has steadily grown into one of the most popular online retailers in the world. In 2012, Amazon hit $61 billion in sales, according to InternetRetailer.com's Top 500 list. As ...

  • 5 Ways Money Can Buy Happiness US News - 19 hours ago

    Psychologists have been busy testing the premise that money can't buy happiness . Nobel prize-winning economist Daniel Kahneman has garnered lots of attention with research that says this largely is true. ...

  • How to Retire With $1 Million US News - 19 hours ago

    Saving $1 million for retirement is a realistic goal for most workers, but it will take a considerable amount of effort to get there. And there are plenty of fees, taxes and penalties that could make it ...

  • You're dreading writing your résumé . That's tempting you to buy résumé-writing software, even though it risks your résumé seeming manufactured, a string of cliches: "Uniquely qualified hard-working, ...

  • That sick, sinking feeling you have when you have to get up and go to work means that something is wrong. Unfortunately, you're far from alone if you experience a case of the heebie-jeebies every time ...

  • Your professional reputation is enormously important; it's what will make people want to work with you, hire you and respect you as a colleague. It can be your safety net - getting you work when you need ...

  • Taxing Days Ahead for Everyone in IRS Scandal US News - Fri, May 17, 2013 3:58 PM EDT

    Few taxpayers will be upset to see the unloved Internal Revenue Service going through its worst crisis in decades -- although tax experts and lawyers say they probably should be. The agency runs on the ...

  • Gridlock has ruled in Washington for much of the past few years, and stock markets have posted big gains. Coincidence? Neither the threat of a fiscal cliff nor sequestration cuts has halted the seemingly ...

  • 4 Tips for Negotiating an Apartment Lease US News - Fri, May 17, 2013 1:16 PM EDT

    Finding the perfect apartment that fits your budget can be tough - especially in today's economy, where rental rates have increased by around 9 percent since 2009, according to a recent report by Reis ...

  • 10 Easy Ways to Save for a Down Payment US News - Fri, May 17, 2013 12:40 PM EDT

    The down payment is often the toughest hurdle to clear when buying a home. Whether you're opting for a Federal Housing Administration mortgage loan with just 3.5 percent down, or shooting for a conventional ...

  • How to Get Your Finances in Order Before a Divorce US News - Fri, May 17, 2013 12:16 PM EDT

    Many people going through a divorce experience a combination of emotional and monetary concerns. Fortunately, they can minimize the latter by taking a hands-on approach to organizing their finances. Once ...

  • Gen X and Late Baby Boomers Face Bleak Retirements US News - Fri, May 17, 2013 10:53 AM EDT

    Unless Gen Xers and late baby boomers are able to make big changes in their savings, spending and debt habits, they are on track to become the nation's first generations to fare more poorly than earlier ...

  • Will Retirement Stress You Out? US News - Fri, May 17, 2013 10:42 AM EDT

    Many people think they will no longer have stress in retirement. Safely crossing the finish line into retired life is the end goal of years spent working and saving, and we deserve to leave our troubles ...

  • Put College Savings to Work After Graduation US News - Fri, May 17, 2013 10:14 AM EDT

    Cashing out the money left in 529 plans, tax-advantaged college savings accounts, immediately after graduation doesn't make sense for all graduates. There's no better way for students to keep their money ...

  • Keep an Eye on Free Cash Flow in 2013 US News - Fri, May 17, 2013 9:22 AM EDT

    I love this time of year. Here in Washington, D.C., everything starts to look a little greener; we get to experience the blooming of the cherry blossoms and tulips. But for stock pickers (and workers expecting ...

  • What Makes a Small Business? Depends Who You Ask US News - Fri, May 17, 2013 9:17 AM EDT

    How do you promote America's small businesses? First, you decide what a small business actually is. And as it turns out, no one agrees on that definition. Lawmakers spend a lot of time talking up the virtues ...

  • 4 Reasons Gen X Will Struggle in Retirement US News - Thu, May 16, 2013 5:06 PM EDT

    Members of Generation X are on track to replace a median of just half of their current salary in retirement. That's a far smaller proportion of income than early baby boomers (82 percent) and depression ...

  • Pimco's El-Erian: Why Zombies Threaten Markets US News - Thu, May 16, 2013 1:04 PM EDT

    Will zombies own the road ahead for financial markets or can the global economy sustain itself without central bank transfusions? That's the question posed by Pimco's cerebral chief executive officer Mohamed ...

  • Your Ultimate Tipping Guide US News - Thu, May 16, 2013 12:34 PM EDT

    What you think about tipping probably depends on your viewpoint on the world - whether you've worked in a service job that only paid well if you received tips, whether you have a lot of money, whether ...

  • Why I Rolled Over My 401(k) to an IRA US News - Thu, May 16, 2013 11:59 AM EDT

    Last year, I left my corporate job and rolled my 401(k) over to an IRA. This was a great decision for me because the stock market did tremendously well over that period. When you retire, you need to figure ...

  • Don't Fall for Cramer's "New Way" to Generate Yield US News - Thu, May 16, 2013 11:25 AM EDT

    Jim Cramer is touting a "new way" to generate yield. Actually, there is nothing "new" about it. Cramer believes investors should own dividend-paying stocks because of the low interest ...

  • Class of 2013 Job Seekers: Buy, Sell or Hold? US News - Thu, May 16, 2013 9:57 AM EDT

    Once college graduates unzip their gown and take off their mortarboard cap, they enter into the bloated ranks of overeducated but underemployed job seekers pounding the pavement, armed with similar skill ...

  • 6 Signs You Should Quit Your Job US News - Thu, May 16, 2013 9:46 AM EDT

    Not sure when to leave your job? A bad day could be just that, or it could signal the breaking point. Read the six reasons to quit your job below, and learn to recognize the systemic signs that show you ...

  • Where Should You Keep Your Investment Assets? US News - Thu, May 16, 2013 9:23 AM EDT

    One of the things to keep in mind as you plan your investment strategy is where you want to keep your assets. Since the income from different assets is taxed differently, where you keep your money makes ...

  • What's Your Job Offer Really Worth? US News - Thu, May 16, 2013 9:16 AM EDT

    When it comes time to deciding on a job, it boils down to the opportunity and what you're offered. If you get more than one job offer, consider each carefully. It's impossible to compare one job offer ...

  • It's the equivalent of a modern-day land rush as digital companies scramble to stake their claims on the streaming music business. Google is getting mass attention for its Wednesday announcement of its ...

  • A Manufacturing Recovery, but Not for Women US News - Wed, May 15, 2013 1:01 PM EDT

    Politicians of both parties cheer recent boosts to manufacturing employment, but both sexes haven't reaped the benefits. A new report shows that while the industry gained 530,000 jobs from February 2010 ...

  • 6 Reasons a 401(k) Is Better Than a Pension US News - Wed, May 15, 2013 12:50 PM EDT

    It's clear that most Americans aren't saving enough for retirement, and it's easy to put the blame on the current 401(k) and IRA retirement system . After all, the good old days when a traditional pension ...

  • How Did Bitcoin Become a Real Currency? US News - Wed, May 15, 2013 12:37 PM EDT

    To borrow a phrase from "Seinfeld," it's a currency about nothing. Bitcoins have no intrinsic value. But since they were introduced to the world in 2009 by inventor Satoshi Nakamoto (a pseudonym), ...

  • How to Handle Another New Market High US News - Wed, May 15, 2013 12:01 PM EDT

    The stock market rally continues and is now more than four years old. The Standard & Poor's 500 index reached its low point at 677 on March 9, 2009. The index has risen some 144 percent off of its lows ...

  • Failed Retirements a Growing Global Concern US News - Wed, May 15, 2013 11:04 AM EDT

    If misery really does love company, then America's aging baby boomers are due for a global group hug. Citizens in a 12-nation survey overwhelmingly reported they are not ready for retirement and expect ...

  • The 8 Most Common Job Search Mistakes of Recent Grads US News - Wed, May 15, 2013 10:56 AM EDT

    It can be intimidating to be a new grad just entering the post-college job market. While most grads mastered the world of classes quite well after 16 years of them, the norms and conventions of the work ...

  • Many college and high school graduates will soon open their first credit card account. When used responsibly, a credit card can help a consumer build healthy credit, as most lenders report information ...

  • For a Good Job, Learn How to Spell US News - Wed, May 15, 2013 10:01 AM EDT

    Do people pay attention to spelling and grammar today? More than you may think! Even busy résumé reviewers who barely have enough time to read your full cover letter and résumé are likely to notice spelling ...

  • 10 Things to Consider Before Working With Your Child US News - Wed, May 15, 2013 9:58 AM EDT

    With graduation approaching or having just passed, your son or daughter is in need of a job. As the owner of a family business or manager at the company you work for, you're thinking about using your clout ...

  • It's probably not a surprise to learn that most employers hold information close to the vest when it comes to negotiating salary and benefits. The onus is on the job seeker to have as much information ...

  • CBO Finds Smallest Deficit Since 2008 US News - Tue, May 14, 2013 4:51 PM EDT

    The deficit will shrink this year to $642 billion, according to estimates released Tuesday by the Congressional Budget Office. That's about $200 billion smaller than the deficit the CBO projected in February. ...

  • The Lazy Man's Way to Save for Retirement US News - Tue, May 14, 2013 3:36 PM EDT

    Everyone knows you're supposed to save money for retirement. So how come, according to the Employee Benefit Research Institute, over half of retirees admit they have less than $25,000 in savings? It's ...

  • Real Estate Reality TV Shows: Fact vs. Fiction US News - Tue, May 14, 2013 2:05 PM EDT

    From million-dollar island bungalows to multifamily homes in the 'burbs, reality TV shows on Bravo, HGTV and other networks take viewers behind the scenes of the home-buying process. HGTV's "House ...

  • The Rise and Fall of Anonymous Bitcoins US News - Tue, May 14, 2013 1:33 PM EDT

    Is there a bitcoin in your future? It's the digital currency that claims to be completely anonymous, non-inflationary and more secure than Fort Knox. Its largest backer, Bitcoin Foundation, says the virtual ...

  • Why Mutual Fund Investors Are Steering Clear of Stocks US News - Tue, May 14, 2013 12:33 PM EDT

    They sat on the sidelines when the market came rocketing back in 2009. They steered clear for much of 2010, 2011 and 2012. And after peeking their heads back up momentarily in 2013, they've once again ...

  • Caring for a Sibling with Special Needs US News - Tue, May 14, 2013 11:28 AM EDT

    They've been called the "club sandwich generation" - those who raise their children while taking care of aging parents while watching over a third generation. And sometimes that generation is ...

  • 6 Key Steps in Retirement Planning US News - Tue, May 14, 2013 11:02 AM EDT

    Coming to terms with the realities of your later years can be one of the toughest challenges of aging. America is obsessed with youth, and even acknowledging the inevitability of aging may be considered ...

  • Where to Look for Free Information About Your Credit US News - Tue, May 14, 2013 10:12 AM EDT

    Google the term "credit report," and you'll face an overwhelming number of options, including claims that offer access to the "secrets" contained in your credit report "for free." ...

  • Open an IRA and Start Saving Today for Your Future US News - Tue, May 14, 2013 9:56 AM EDT
    piggy bank

    By applying these rules of thumb, your savings will add up faster than you thought possible in an IRA.

  • 6 Tips for Working the Room at a Networking Event US News - Tue, May 14, 2013 9:47 AM EDT

    You can't hide behind your computer screen anymore. Now is the time to build your network's size and effectiveness by getting out and meeting new people face to face. According to Harvard Business School, ...

  • Don't Let a Bull Market Sway Your Investing Goals US News - Tue, May 14, 2013 9:38 AM EDT

    The market's been a real bull lately. The Dow Jones industrial average and the Standard & Poor's 500 index each reached new highs recently, and the Nasdaq Composite Index found its highest level in years. ...

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