Research and Markets (http://www.researchandmarkets.com/research/vnxfnl/personal_accident) has announced the addition of the "Personal Accident and Health Insurance in the Netherlands, Key Trends and Opportunities to 2016" report to their offering.
The personal accident and health insurance segment in the Netherlands is dominated by the health insurance category. Driven by reforms in the health care sector in 2006, rising healthcare expenditure and changing regulation, the sector remained immune from global and euro zone economic shocks.
Personal accident and health insurers in the Netherlands are continually seeking to gain market share at the expense of their rivals, a tendency that increased following the 2006 health reforms.
The Dutch personal accident and health insurance segment is fragmented, with data from the Dutch Insurers Association indicating that 104 personal accident insurance companies and 116 health insurance companies were operating in the country at the end of 2010. This results in a high intensity of rivalry which, in turn, is putting pressure on prices.
- Providing quality healthcare at an affordable price is high on the agenda of the government given rising health related costs. Against this backdrop, the government is accelerating liberalization and change in the healthcare system, specifically in terms of shifting financial risk and responsibility both to insurers and to the insured.
- Following healthcare reform in 2006, everyone in the Netherlands is required to be insured for basic healthcare through a mandatory flat-rate premium and own risk. The main aim of the reform was to create an inclusive system of accessible, affordable and good quality care for everyone based on the solidarity principle.
- Direct marketing was the leading distribution channel for the Dutch personal accident and health insurance segment during the review period. Insurance companies leverage the direct marketing channel in several ways to communicate and deliver products to their customers. This includes using a direct sales force, catalogs, seminars and trade shows.
For more information visit http://www.researchandmarkets.com/research/vnxfnl/personal_accident
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