See if you are saving too much for retirement

The retirement savings conversation today focuses on whether you are saving enough, considering that people are living longer and corporate pension plans with defined benefits are becoming scarce. People don't feel secure about Social Security, either.

However, some people actually might be saving too much for retirement, after taking into account factors specific to each individual. If you've been saving 10 percent of your income during your entire career, you may be doing better than you think. Take this quiz to see which factors may affect your future retirement. And be sure to talk to your financial planner to get a better feel for your specific retirement planning needs.

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