But there may be a way to minimize the impact those pulls can have on your account, according to Consumer Reports:
Most credit scores are not affected when you shop for a car, mortgage, student loan, or an apartment within 45 days, a FICO spokesperson told them.
Instead, they will treat it as a single inquiry and lump them all together.
Good to know!
And don't worry too much if you absolutely need a new line of credit. Your score will drop, but it will rebound within a few months so long as you keep current on payments.
Credit scoring is something of a mess to figure out, but FICO has a pretty helpful list of how different behaviors can impact your score. Check it out here.
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