NEW YORK, NY--(Marketwired - Apr 9, 2014) - Today, MyRatePlan.com, a leading authority on credit cards and mobile devices, announced the top cash back credit cards on the market today. With a cash back credit card, consumers earn cash back on their purchases. Some of these cards can save consumers hundreds of dollars with introductory offers, bonus rewards, and more.
To create their ranking of the top cash back credit cards, MyRatePlan experts focused on rewards terms, introductory offers, annual fees, customer reviews, and expert opinions. According to their findings, here are the top cash back credit cards available to consumers today:
The Discover it card is an excellent card to use for cash back. With this card, users earn 5% cash back on up to $1500 in purchases made in rotating categories (currently Home Improvement Stores, Furniture Stores, and Bed, Bath, & Beyond) and 1% cash back on all other purchases. In addition, by using ShopDiscover, an online shopping portal with over 200 retailers, cardholders can earn up to 20% cash back. There are no annual fees, overlimit fees, or foreign transaction fees, and there is a 0% intro APR on purchases and balance transfers for 14 months. Plus, members get free FICO credit scores on all monthly statements to help them stay on top of their credit.
With the Citi ThankYou Preferred Card - Earn 20,000 Bonus Points, cardholders earn 2 ThankYou points for every dollar spent on dining at restaurants and entertainment, and 1 ThankYou point on other purchases. Users can earn 20,000 bonus ThankYou points after making $1500 in card purchases within 3 months of account opening. These points do not expire, and users can earn unlimited ThankYou points. They can then redeem ThankYou points for merchandise, travel rewards, gift cards, cash, and more. There is no annual fee and a 0% intro APR on purchases and balance transfers for 12 months.
The Citi Dividend Platinum Select Visa Card rounds off MyRatePlan's list of the best cash back credit cards. Members can earn 5% cash back every quarter in must have categories (currently purchases at The Home Depot, home furnishing, and home and garden stores) and 1% cash back on all other purchases. Users can also earn $100 cash back after making $500 in purchases within the first 3 months of account opening. The Citi Dividend Platinum Select Visa Card also has no annual fee and a 0% intro APR on purchases and balance transfers for 12 months.
These are the top cash back credit cards on the market today. For more information regarding cash back credit cards, access MyRatePlan's credit card comparison tool: http://compare.myrateplan.com/credit-cards/compare/compare-cash-back-credit-cards
MyRatePlan.com is a leading comparison site that allows users to compare credit cards, mobile phones, cell phone plans, and more. MyRatePlan was founded in 1999 to help users find the best recommendations for them based on innovative and proprietary tools and customer input.