SEATTLE, WA--(Marketwired - Apr 22, 2014) - Today, CreditCardChaser.com, an authority on credit cards, announced their ranking of the top no overdraft fee credit cards. Certain credit card issuers understand that cardholders should not be punished for the simple mistake of overdrawing their card. So, with a credit card that does not charge an overdraft fee, consumers don't have to worry about incurring extra fees and higher interest charges when overdrawing their card.
In creating their list of the top no overdraft fee credit cards, Credit Card Chaser experts analyzed fees, introductory offers, customer reviews, and expert opinions. According to their findings, here are the best credit cards with no overdraft fees:
The Discover it card has no overdraft fees, along with no annual fees or foreign transaction fees. With this card, users have access to a generous cash back program: 5% cash back on up to $1500 spent in rotating categories (currently Home Improvement Stores, Furniture Stores, and Bed, Bath, & Beyond) and 1% cash back on all other purchases. There is a 0% intro APR on purchases and balance transfers for 14 months, and users have 100% U.S.-based customer service at all times. Cardholders are protected from unauthorized transactions with Discover's $0 Fraud Liability Guarantee, and they even receive free FICO scores on all monthly statements.
With the AccountNow Gold Visa Prepaid Card, cardholders also don't have to worry about overdraft fees. Although it is a prepaid debit card, users can use this virtually anywhere as a credit card. There is no credit check required and 100% guaranteed approval. In addition, there is no activation fee or minimum balance. Cardholders get paid up to 2 days faster with the AccountNow Gold Visa Prepaid Card's direct deposit program, and they can even earn a $15 bonus with recurring direct deposit.
The Discover it - 18 Month Balance Transfer card rounds off Credit Card Chaser's list of the top no overdraft fee credit cards. With this card, there are no overdraft fees, foreign transaction fees, or annual fees. Users can earn 5% cash back on up to $1500 spent in rotating categories (currently Home Improvement Stores, Furniture Stores, and Bed, Bath, & Beyond) and 1% cash back on all other purchases. There is an extended 0% intro APR on balance transfers for 18 months, and a 0% intro APR on purchases for 6 months. Cardholders also receive free FICO scores on all monthly statements to help stay on top of their credit.
It is important for consumers to stay on top of their credit, and that means not overdrawing cards often. However, for those times that it happens, these are the top credit cards available today that have no overdraft fees. For more information regarding credit cards, access Credit Card Chaser's card comparison tool: http://www.creditcardchaser.com/
About Credit Card Chaser:
Credit Card Chaser is an authority credit card site that offers innovative comparison tools, reviews, calculators, and reports to help consumers find the best credit card for them.
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