Trinity Bank Declares First Cash Dividend


FORT WORTH, TX--(Marketwire -03/28/12)- Trinity Bank, N.A. (OTC.BB: TYBT.OB - News) announced that on March 27, 2012, the Board of Directors declared an initial cash dividend of $.20 per share. The dividend will be payable April 30, 2012 to shareholders of record as of the close of business on April 16, 2012.

Jeffrey M. Harp, President, stated, "Trinity Bank has performed well since inception (May 28, 2003) in spite of a number of challenges facing the banking industry. The major function of management and the board of directors of any organization is to allocate the capital provided by its shareholders to produce the greatest return commensurate with an acceptable amount of risk."

The capital allocation alternatives that the Board reviews on a regular basis include the following.

1. Internal Growth
2. Acquisition (another financial institution)
3. Geographic expansion (open a branch)
4. Return some portion of earnings to the shareholders in the form of stock repurchases and /or cash dividends

"After considering the bank's financial condition and investment alternatives, the Board of Directors of Trinity Bank decided to declare this initial cash dividend. The dividend will provide some tangible return to our shareholders without limiting the bank's ability to consider any of the remaining investment alternatives should an attractive opportunity appear.

"The Board will consider the cash dividend again in the fall once the first six months of 2012 is complete. Also, as we get closer to the expiration of the 'Bush tax cuts' on January 1, 2013, we hope to have some clarity as to the future tax rate for dividends," said Harp.

Trinity Bank, N.A. is a commercial bank that began operations May 28, 2003. For a full financial statement, visit Trinity Bank's website: click on "About Us" and then click on "Investor Information." Financial information in regulatory reporting format is also available at

This Press Release may contain certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 regarding future financial conditions, results of operations and the Bank's business operations. Such forward-looking statements involve risks, uncertainties and assumptions, including, but not limited to, monetary policy and general economic conditions in Texas and the greater Dallas-Fort Worth metropolitan area, the risks of changes in interest rates on the level and composition of deposits, loan demand and the values of loan collateral, securities and interest rate protection agreements, the actions of competitors and customers, the success of the Bank in implementing its strategic plan, the failure of the assumptions underlying the reserves for loan losses and the estimations of values of collateral and various financial assets and liabilities, that the costs of technological changes are more difficult or expensive than anticipated, the effects of regulatory restrictions imposed on banks generally, any changes in fiscal, monetary or regulatory policies and other uncertainties as discussed in the Bank's Registration Statement on Form SB-1 filed with the Office of the Comptroller of the Currency. Should one or more of these risks or uncertainties materialize, or should these underlying assumptions prove incorrect, actual outcomes may vary materially from outcomes expected or anticipated by the Bank. A forward-looking statement may include a statement of the assumptions or bases underlying the forward-looking statement. The Bank believes it has chosen these assumptions or bases in good faith and that they are reasonable. However, the Bank cautions you that assumptions or bases almost always vary from actual results, and the differences between assumptions or bases and actual results can be material. The Bank undertakes no obligation to publicly update or otherwise revise any forward-looking statements, whether as a result of new information, future events or otherwise, unless the securities laws require the Bank to do so.

For information contact:
Richard Burt
Executive Vice President
Trinity Bank

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