US Equity Advantage Releases Free E-Book for Educating Consumers about Mortgage Refinancing: "Refinancing Rethought."

PR Newswire

ORLANDO, Fla., April 8, 2014 /PRNewswire-iReach/ -- US Equity Advantage (USEA) announced today the release of a new consumer finance e-book: "Refinancing Rethought: How to Know When Refinancing Is a Bad Idea."

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Refinancing is a popular trend in the United States among homeowners, particularly when interest rates dip. According to a HUD Office of Policy Development and Research study the main factor driving households' decisions to refinance is the difference between the interest rate on their current mortgage and the interest they could obtain by refinancing. But refinancing to get a better interest rate is just scratching the surface and many analysts agree it is a decision that doesn't always work out in your favor.

"Many of our members were asking us how to compare the benefits of refinancing their mortgage to paying making bi-weekly payments.  There are many layers to determining what might be best for your current situation, and the e-book is one tool that consumers can use to map out a strategy and help determine what the best route is for them," explains Robert Steenbergh, president of US Equity Advantage.

Refinancing Rethought from US Equity Advantage provides guidelines for refinancing with a checklist of questions to ask before you call a lender, a list of ten situations when refinancing is not a good idea, and a money-smart alternative to the trend.

Download the free e-book here.

Founded in Orlando, Fla. in 2003, US Equity Advantage (USEA) is the industry leader in biweekly and early loan payoff services, from home mortgage and student loans to credit cards, automobiles, and more. USEA's customers enroll as lifelong members in order to strategically eliminate an unlimited number of loans or other debts. Members receive superior service with a flexible debt payment plan that can dramatically reduce interest charges and rapidly pay down principal for faster debt elimination.

US Equity Advantage is the exclusive provider of the life-changing AutoPayPlus™ service, which administers members' payments for them, guaranteeing that they never miss a payment or get off track.

To try US Equity's commonsense, simple-math approach, sample the USEA Loan Savings Calculator for free online. For additional information, visit, call 800.894.500 800800-894-5000 or find USEA on Facebook or Twitter (@AccelerateLoans).

Media Contact: Hue Lien Duxbury, US Equity Advantage, (407) 897-8688 x 211,

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