When it comes to getting better rates and fees reduced from credit card companies, all you need to do is ask. In a survey conducted by Bankrate’s CreditCards.com, almost everyone who just called up their credit card issuer and asked for a late charge to be waived actually got thoRead More »
People are more confident about their finances, but should they be?
If you haven’t been saving for retirement, you’re not alone. According to the Employee Benefit Research Institute (EBRI), one in four workers (24%) confessed they and their spouse have less than $1,000 saved for retirement. While it’s difficult to predict exactly how much money an individual will need