Sunday, November 8, 2009, 8:34AM ET - U.S. Markets Closed.
Americans get more than 4 million tons of junk mail a year (not surprisingly, storage is a $2 billion-a-year business). Give your shredder, your mail carrier's back, and your phone battery a break with this opt-out contact list.
General Soliciting
Real Estate-Related Pitches
List Vendors
According to Junkbusters.com, the largest marketing list-sellers house data on more than 90 million households. Contacting the following big guns will significantly cut the clutter:
As for opting out of phone calls from your mother-in-law or pesky neighbor, sorry, you're on your own.
Caller ID has changed Dayana Yochim's life almost as much as the advent of the DVR. When she's not erasing solicitous phone messages or pausing Nip/Tuck to dish about Christian Troy with her pals, she uses a scalpel to cut to the chase on all things money over at www.GreenLight.Fool.com.
See today's average rates across the country.
| Loan Type | Today | Last Week |
|---|---|---|
| 30 Year Fixed | 5.13% | 5.16% |
| 15 Year Fixed | 4.70% | 4.60% |
| 1 Year ARM | 3.98% | 4.00% |
| 30 Year Fixed Jumbo | 6.06% | 6.10% |
| 5/1 ARM | 4.30% | 4.26% |
| 3/1 ARM | 4.75% | 4.80% |
| Loan Type | Today | Last Week |
|---|---|---|
| $30K Home Equity Loan | 8.35% | 8.39% |
| $50K Home Equity Loan | 8.36% | 8.41% |
| $75K Home Equity Loan | 8.39% | 8.44% |
| $30K HELOC | 5.24% | 5.26% |
| $50K HELOC | 4.99% | 5.00% |
| $75K HELOC | 4.99% | 5.00% |
| Loan Type | Today | Last Week |
|---|---|---|
| 36 Month New Car Loan | 6.90% | 6.96% |
| 48 Month New Car Loan | 7.05% | 7.12% |
| 60 Month New Car Loan | 7.11% | 7.18% |
| 36 Month Used Car Loan | 7.39% | 7.43% |
| 48 Month Used Car Loan | 7.50% | 7.51% |
| Card Type | Today | Last Week |
|---|---|---|
| Business Credit Cards | 9.69% | 9.69% |
| Low Interest Credit Cards | 11.91% | 11.91% |
| Cash Back Credit Cards | 12.36% | 12.36% |
| Reward Credit Cards | 12.85% | 12.85% |
| Instant Approval Credit Cards | 13.32% | 13.32% |
| Balance Transfer Credit Cards | 13.46% | 13.46% |
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