In this Tuesday, Jan. 17, 2012 photo, two American Express cards are shown in Surfside, Fla. American Express Co., releases quarterly financial results Thursday, Jan. 19, 2012, after

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In this Tuesday, Jan. 17, 2012 photo, two American Express cards are shown in Surfside, Fla. American Express Co., releases quarterly financial results Thursday, Jan. 19, 2012, after the market close. (AP Photo/Wilfredo Lee) less