In this July 18, 2012 photo, credit logos are seen on a downtown storefront as a pedestrian passes in Atlanta. U.S. consumers likely took on more debt in June, even as they largely kept

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In this July 18, 2012 photo, credit logos are seen on a downtown storefront as a pedestrian passes in Atlanta. U.S. consumers likely took on more debt in June, even as they largely kept spending in check. Economists forecast that consumer borrowing increased by $10.5 billion in June, according to a poll by FactSet. The Federal Reserve will release its report at 3 p.m. Eastern time Tuesday, Aug. 7, 2012. (AP Photo/Ashley Hopkinson) less