FILE - In this Tuesday, Dec. 11, 2012, file photo, Specialist Christian Sanfilippo works on the floor of the New York Stock Exchange. The U.S. economy is a study in contrasts. The

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FILE - In this Tuesday, Dec. 11, 2012, file photo, Specialist Christian Sanfilippo works on the floor of the New York Stock Exchange. The U.S. economy is a study in contrasts. The housing, banking and auto industries are surging back to health and that has helped push the stock market to a five-year peak. Higher prices for homes and stocks tend to make people feel wealthier and spend more.(AP Photo/Richard Drew, File) less