In this Thursday, Jan. 3, 2012 photo, a home is for sale in Mount Lebanon, Pa. Freddie Mac reports on mortgage rates for the second week of February on Thursday, Feb. 14, 2013. (AP

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In this Thursday, Jan. 3, 2012 photo, a home is for sale in Mount Lebanon, Pa. Freddie Mac reports on mortgage rates for the second week of February on Thursday, Feb. 14, 2013. (AP Photo/Gene J. Puskar) less